USDA VS FHA in Lincoln-Heights, Hamilton County, OH
In 2025, the USDA loan limit for Lincoln-Heights, located in Hamilton county, OH, is $285,000. In comparison, the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare the best current rates for USDA vs. FHA loans, and identify necessary income, credit, reserves, and documentation for qualification. Using our comprehensive mortgage calculator, you can view USDA, FHA, Conforming, and VA programs side by side, which can guide your decision on the best program for your financial needs in .
2025 Loan Limits and Downpayment Requirements in Lincoln-Heights, Hamilton County, OH
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Lincoln-Heights, OH
Lendersa® aims to quickly secure the best possible USDA or FHA loan for you, hassle-free. Start by selecting one of three pathways to access matching lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, also called a USDA rural development loan or mortgage, mainly available in rural areas. Unlike FHA mortgages that need a 3.5% down payment, USDA loans require no down payment at all.
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