USDA Vs. FHA Pro and Con comparison in Wyoming, Hamilton County, OH

In the year 2025, the USDA loan limit for Wyoming in the county of Hamilton, OH, is established at $336,500. Conversely, the FHA limit stands at $472,030 for a single-family dwelling.

Utilize the Lendersa® USDA loan calculator for a side-by-side comparison of today's USDA and FHA optimal rates, and ascertain the income, credit scores, reserves, and necessary paperwork for qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA programs together, assisting you in determining the best plan in places like for your unique financial scenario.

Review loan offers from 100 different lenders

2025 Loan Limits and Down Payment Criteria in Wyoming, Hamilton County, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Wyoming, OH

The aim of Lendersa® is to swiftly provide you with the most advantageous USDA or FHA loan options, devoid of hassle. Choose from one of three pathways that connect you with suitable lenders and USDA loan programs.

Lendersa USDA loan request and match outcomes

Understanding the USDA Loan in OH

The USDA home loan is insured by the U.S. Department of Agriculture, known as the USDA rural development loan or USDA mortgage. Offered only in rural areas, USDA loans contrast with FHA loans that require a minimum 3.5% down payment, as they do not necessitate any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • One Nevada Credit Union
  • 2645 S Mojave Rd, Las Vegas, NV, 89121
  • One Nevada Credit Union is the largest federally insured credit union in the state of Nevada, proudly serving Northern & Southern Nevada. We have proudly been serving our community neighbors since 1950. As the largest credit union in the state, we understand the importance of community involvement & the need for corporate partnership & support.
  • BERTUCCINI-LLC
  • 3110 E Flamingo Rd, Las Vegas, NV, 89121
  • We help you get the best deal possible on your loans, period. By giving consumers multiple offers from several lenders in a matter of minutes, we make comparison shopping easy. And we all know-when lenders compete for your business, you win! Whether you’re a first time home buyer looking for a mortgage or you’re in the market
  • Rehab Lend LLC. DBA REHABLEND
  • 1810 E Sahara Ave #200, Las Vegas, NV, 89104
  • REHABLEND by Alpha Funding Corp. (www.afunding.com) was established in 2016 to provide a simple and effective platform for real estate investors and brokers who need to acquire or refinance non-owner-occupied residential and multifamily properties. We focus on value-add fix and flip transactions, mid-renovations, and long-term financing. We do no
  • Silver State School Credit Union
  • 2256 S Nellis Blvd, Las Vegas, NV, 89104
  • Silver State Schools Credit Union, founded in 1951, is a premier financial cooperative owned and operated by its members. With locations throughout the Las Vegas valley, we continue to provide a quality banking alternative for people like you, your fellow employees and families. Silver State Schools Credit Union strives to be the market leader .
  • Alpha Funding
  • 1810 E Sahara Ave, Suite 200, Las Vegas, NV, 89104
  • We are able to make exceptions when the big picture makes sense to us. Our primary focus is the strength of the collateral, the ability to debt service, and the borrower’s ability to repay the loan. We are able to get past issues other hard money lenders lenders can’t. We are problem solvers with reasonable solutions for unbankable loans.
  • Nova Financial
  • 2006 E Charleston Blvd, Las Vegas, NV, 89104
  • Our customer’s needs will always come first. We will be positive, helpful, and enthusiastic at all times; always focusing on solutions, not the challenges. We have worked hard for over 20 years to provide the highest quality, most innovative and exceptional service available anywhere.
  • Casamia Mortgage Company
  • 1319 South Eastern Avenue, Las Vegas, NV, 89104
  • Casamia Mortgage 1997 throughout my journey, I have worked with major mortgage companies gaining knowledge and experiences in programs such as FHA, Conventional, VA, FHA 203K, Private Money and Down Payment Assistance. I have also worked closely with the Hispanic Community in attempts to educate.
  • Rehab Lend
  • 1810 E Sahara Ave, Suite 200, Las Vegas, NV, 89104
  • REHABLEND by Alpha Funding Corp. (www.afunding.com) was established in 2016 to provide a simple and effective platform for real estate investors and brokers who need to acquire or refinance non-owner occupied residential and multifamily properties. We focus on value-add transactions. We do not charge interest on the rehab holdback.
  • Crestline Insurance Services LLC
  • 3170 E Sunset Rd Suite# B, Las Vegas, NV, 89120
  • Crestline Insurance Services LLC offers commercial general liability insurance Las Vegas, which is designed to decrease financial risks for your business. Economic troubles can arise from litigation and lawsuits against your business for a selection of possible hazards. Commercial basic liability insurance, or CGL, pays for damages and claims pri
  • Boost Lending LLC
  • 6230 Mcleod Dr, Suite 100-A, Las Vegas, NV, 89120
  • Boost lending was born from a need to fill a gap in the lending market. We are committed to providing customized solutions for our investment clients. We realize investors need more convenience, speed, and agility to fund their investments. We are focused on providing reliable capital to Residential Investors, Mortgage Brokers and Private Lenders.
  • Citizens Choice Mortgage
  • 6290 Mcleod Drive, Suite 100, Las Vegas, NV, 89120
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan..
  • Right Choice Lending Corp
  • 3960 E. Patrick Lane, Suite 201, Las Vegas, NV, 89120
  • "We have over 20 years experience and our goal is to make the home buying experience a pleasurable one. We specialize in FHA,VA, Conventional and Commercial Lending. We love 1st time homebuyers! Call us for more information on low down payment options. The Right Choice in Mortgage! Come meet our friendly staff here to help you with all"