In 2025, the USDA loan limit in Lockland, within Hamilton County, OH, is set at $336,500, and the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today's best rates of USDA vs. FHA and determine the income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding in selecting the best program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Lockland, Hamilton County, OH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Lockland, OH
The goal of Lendersa® is to swiftly secure the most suitable USDA or FHA loan for you, without hassle. Select one of three starting pathways that lead to matching lenders and the USDA loan programs.
A USDA home loan is a government-guaranteed mortgage by the Department of Agriculture, known also as a USDA rural development loan, available only in rural neighborhoods. Unlike FHA loans with a minimal down payment of 3.5%, the USDA mortgage does not require any down payment.
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