USDA Vs. FHA Pro and Con comparison in Lockland, Hamilton County, OH
In 2025, the USDA loan limit in Lockland, within Hamilton County, OH, is set at $336,500, and the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today's best rates of USDA vs. FHA and determine the income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding in selecting the best program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Lockland, Hamilton County, OH
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Lockland, OH
The goal of Lendersa® is to swiftly secure the most suitable USDA or FHA loan for you, without hassle. Select one of three starting pathways that lead to matching lenders and the USDA loan programs.
A USDA home loan is a government-guaranteed mortgage by the Department of Agriculture, known also as a USDA rural development loan, available only in rural neighborhoods. Unlike FHA loans with a minimal down payment of 3.5%, the USDA mortgage does not require any down payment.
Founded in 1987, First Equity Home Loan is a Gadsden, Alabama based multi branch mortgage banker/broker. Our titles vary. We’re commonly called loan officers, loan consultants, mortgage experts, mortgage pro's loan originators, mortgage bankers, mortgage pro's...you get the picture.
"adsden Mortgage Services has been helping residents of Etowah County and surrounding counties for over 50 years. Established in 1958, we are Gadsden’s oldest mortgage company. We are a wholly-owned subsidiary of Exchange Bank and proud to be part of the family.
We offer a variety of loan products from construction loans"
Alabama Teachers Credit Union was organized in March 1959 with just two employees, and was located on the second floor of the Gadsden City Board of Education Building. Previously known as Etowah Teachers Credit Union, our original Select Employee Group (SEG) was only open to employees and family members of the Gadsden City
801 Sycolin Road SE, Suite 101, Leesburg, VA, 20175
Loudoun Credit Union was chartered in September 1977 (Charter #66954) pursuant to the provisions of the Virginia Credit Union Act. The credit union is a corporation chartered under the laws of the state of Virginia and regulated by the State Corporation Commission and the National Credit Union Administration.
Our mission is to offer superb and secure services to our members while assisting in achieving personal financial success. We strive to accomplish the credit union philosophy of “People Helping People” and to provide superior service resulting in member satisfaction. Our vision is to be our member’s financial institution.
"Family Savings Credit Union…. Where your money grows with you and your family, and ownership allows all members to prosper.
The concept of a credit union is one where people can get better financial services by pooling their resources and working together. In 1951, these principles were brought to Gadsden, AL"
We believe that Real Estate Agents and Home Buyers deserve a convenient financing process and the unbiased counsel of dedicated and informed mortgage professionals. As an independent advocate working for the consumer we are able to provide better value than traditional methods of getting mortgages.
1098 Herrington Road, Suite 13, Lawrenceville, GA, 30044
MH Insurance Agency offers my clients great coverage at the best prices. I work with numerous insurance companies with various coverage areas, ranging from home and auto insurance to health and property coverage, so no matter what your insurance needs are, I have you covered. In addition, I speak both English and Spanish.
