USDA and FHA Pro and Con in Mount-Repose, Clermont County, OH

In 2025, the USDA loan limit in Mount-Repose, county of Clermont, OH, is positioned at $285,000, whereas the FHA limit for a single-family home is $356,362.

Use the Lendersa® USDA loan calculator to evaluate today's best USDA versus FHA rates. Determine your required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA loans side by side, assisting in selecting the most suitable program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Mount-Repose, Clermont, OH

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Mount-Repose, OH

The mission of Lendersa® is to swiftly secure the best USDA or FHA loan for you. Choose one of three starting points that lead to compatible lenders and USDA loan programs.

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Understanding the USDA Loan in OH

A USDA home loan, insured by the government Department of Agriculture, is also called a USDA rural development loan. Available only in rural areas, it requires no down payment, unlike FHA loans that need at least a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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