USDA Vs. FHA your options comparison in Mulberry, Clermont County, OH

For 2025, the USDA loan limit in Mulberry, county of Clermont, OH, is $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to differentiate between the top USDA and FHA rates of today. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding in selecting the optimal program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Mulberry, Clermont, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Mulberry, OH

The purpose of Lendersa® is to connect you quickly with the best USDA or FHA loan. Choose one of three starting points to link with matching lenders and potential USDA loan programs.

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Understanding USDA Loans in OH

A USDA home loan, assured by the government Department of Agriculture—also known as a USDA rural development loan—is only available in rural neighborhoods. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • At Calcite Credit Union, our goal is to offer our members caring, truthful service, along with affordable financial products. Serving all those who live, work, worship, attend school, or have family in Presque Isle, Cheboygan, Alpena, & Emmet Counties! We provide members caring, truthful service, along with affordable financial products.
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  • In 1941, 19 honest hard working Carolina Telephone employees met in Tarboro, North Carolina to form Telco Credit Union. With sound financial principles and an eye on the future they put their hard earned money to work and never looked back. Today, Telco is a full service not-for-profit financial institution serving over 10, 000 members.
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