USDA and FHA Pro and Con in Milford, Clermont County, OH

In the year 2025, the limit for USDA loans in Milford, located in Clermont county, OH, is established at $336,500. Meanwhile, the FHA limit for a single-family home is set at $472,030.

Utilize Lendersa®’s USDA loan calculator to compare today's competitive rates between USDA and FHA loans and determine the income, credit, reserves, and documents necessary to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side to choose the best fit for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Milford, County of Clermont, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Milford, OH

Lendersa® strives to quickly provide you with the best possible USDA or FHA loan experience without complications. Choose one of three initial steps to connect with matching lenders and available USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in OH

A USDA home loan, guaranteed by the government through the Department of Agriculture (also known as a USDA rural development loan or USDA mortgage), is available exclusively in rural communities. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Southeast Missouri Community Credit Union is a not-for-profit financial cooperative dedicated to serving our member owners by putting their needs first. Personalized member service Innovative products & services Knowledgeable, skilled & empowered employees Financial strength & stability
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  • Leadco Community Credit Union operates for the purpose of promoting thrift among its members, providing a source of funds where loans may be secured at a guaranteed low rate of interest, and assisting members in the management of their financial affairs. Credit Union operates for the purpose of promoting thrift among its members,
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  • TVA Community Credit Union has been defined by a renowned commitment and dedication to our members and to our community. This constant commitment is reflected in our enhanced service innovations and unequaled member service. In a financial age that has seen ever rising account fees and charges, TVACCU 's Totally Free Accounts remain a true rarity.
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