USDA Vs. FHA your options comparison in New-Philadelphia, Tuscarawas County, OH

In the year 2025, the USDA loan limit set for New-Philadelphia in the county of Tuscarawas, OH, is at $285,000. On the other hand, the FHA loan limit for a single-family home is $356,362.

Make use of the Lendersa® USDA loan calculator to effectively compare today's best rates between USDA and FHA loans. This comparison helps you determine the necessary income, credit score, reserves, and documents you need to qualify. Our cutting-edge mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in deciding which program in suits your financial situation best.

Compare loan offers from a selection of 100 lenders

Loan Limits and Downpayment Requirements for 2025 in New-Philadelphia, County of Tuscarawas, OH

Loan Type Loan Limit Down Payment (%)
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Alternatives in New-Philadelphia, OH

The key objective of Lendersa® is to secure the best possible USDA or FHA loan for you efficiently and without trouble. Select from one of three starting options, each linking you with matching lenders and USDA loan programs tailored to your needs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in OH

The USDA home loan is guaranteed by the Department of Agriculture and known as a USDA rural development loan, or USDA mortgage. These loans are exclusively available in rural neighborhoods. In contrast to FHA loans that require at least a 3.5% down payment, the USDA mortgage does not necessitate a down payment at all. This makes it a compelling choice for those seeking homeownership in eligible rural areas of OH.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First Home Bank
  • 700 Central Avenue, Saint Petersburg, FL, 33701
  • First Home Bank has been focused on being the premier bank of the Tampa Bay area. Headquartered in St. Petersburg, Florida, we’ve grown our independent community bank into a top nationwide SBA lender, with a nationwide team of more than 200 residential mortgage originators - but we never lose sight of our neighbors.
  • Bison Financial Group
  • 735 Arlington Avenue N, Suite 110, Saint Petersburg, FL, 33701
  • Bison Financial Group is an entrepreneurial firm advising real estate investors, developers and turn-around artists that buy, build, sell and finance commercial real estate. Bison has developed distinct expertise in the acquisition and finance of distressed properties with tremendous upside potential.
  • All American Mortgage Co
  • 575 2nd Avenue South, Suite 204, Saint Petersburg, FL, 33701
  • At All American Mortgage, we believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We can place all types of mortgages including purchases, refinances, equity takeouts, debt consolidations, and mortgages for self employed. Since our business is built primarily
  • Sun West Mortgage Company, Inc.
  • 360 Central Ave Suite 800, Saint Petersburg, FL, 33701
  • Sun West Mortgage is a full service, mortgage banker established in 1980. The company's excellent service and fast turn-time has made Sun West a multi-billion dollar national originator.As a result, Sun West is a leader in offering a diverse set of products with low rates and excellent pricing.
  • Savvy Mortgage Lending
  • 100 2nd Ave N, Suite 240, Saint Petersburg, FL, 33701
  • Savvy Mortgage professionals are standing by ready to give you the personal attention you deserve, to help you through every step of the process. We will make it as easy and as enjoyable as we possibly can. We want to see you starting to enjoy your new home as fast as possible and also Our business is based on uncompromised Value, Expertise.
  • Gateway Capital Mortgage
  • 11 Beach Drive SE, Saint Petersburg, FL, 33701
  • Gateway Capital Mortgage Our goal is to provide you with highest levels of service while providing you with the lowest cost home loans. Gateway Capital Mortgage has been focused on keeping customers satisfied since day one, and has consistently maintained a 99% mortgage satisfaction level in all customer service areas
  • Legacy Financial FCU
  • 8034 Shreveport Highway, Pineville, LA, 71360
  • Legacy Financial FCU is a federally insured FCU offering financial services to residents of Grant and Rapides Parishes. We offer a variety of loans to meet your needs. What ever you are looking to purchase, the vacation you are wanting to take, home repairs, or any other need that may arise we are here to help.
  • Valex Federal Credit Union
  • 820 Main Street, Pineville, LA, 71360
  • Valex Federal Credit Union aims to provide lifelong, trusted relationships and the best services available to ensure our members reach their financial goals. At Valex Federal Credit Union, we don't have customers. We have members. If you join the credit union, you become a part-owner in our financial institution.