USDA and FHA Pro and Con in New-Philadelphia, Tuscarawas County, OH

In the year 2026, the USDA loan limit set for New-Philadelphia in the county of Tuscarawas, OH, is at $285,000. On the other hand, the FHA loan limit for a single-family home is $356,362.

Make use of the Lendersa® USDA loan calculator to effectively compare today's best rates between USDA and FHA loans. This comparison helps you determine the necessary income, credit score, reserves, and documents you need to qualify. Our cutting-edge mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in deciding which program in suits your financial situation best.

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Loan Limits and Downpayment Requirements for 2026 in New-Philadelphia, County of Tuscarawas, OH

Loan Type Loan Limit Down Payment (%)
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Alternatives in New-Philadelphia, OH

The key objective of Lendersa® is to secure the best possible USDA or FHA loan for you efficiently and without trouble. Select from one of three starting options, each linking you with matching lenders and USDA loan programs tailored to your needs.

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Understanding USDA Loans in OH

The USDA home loan is guaranteed by the Department of Agriculture and known as a USDA rural development loan, or USDA mortgage. These loans are exclusively available in rural neighborhoods. In contrast to FHA loans that require at least a 3.5% down payment, the USDA mortgage does not necessitate a down payment at all. This makes it a compelling choice for those seeking homeownership in eligible rural areas of OH.

Enter your location to find out if it qualifies for USDA rural housing loan?



New-Philadelphia Lenders

  • DoverPhila Federal Credit Union
  • 129 Fillmore Avenue, Dover, OH, 44622
  • Lends in Ohio
  • DoverPhila Federal Credit Union was established as a financial cooperative and is controlled by its members. We exist for the financial benefit of our members and to provide a level of service that meets our members’ financial needs. Low cost auto loans, higher interest rates on certificates of deposit (CDs) and a vast array of products.

  • First Federal Community Bank, National Association
  • 141 W Ohio Ave, Dover, OH, 44622
  • Lends in Ohio
  • First Federal Community Bank provides a full-range of financial products & services using the latest technology while maintaining our personal relationship with each customer. Our mission is to empower the financial well-being of our community one person at a time. Our team is comprised of local experts, committed to providing exceptional service.

  • The First National Bank of Dennison
  • 105 Grant Street, Dennison, OH, 44621
  • Lends in Ohio
  • The First National Bank of Dennison traces its beginning back to 1874 to a private bank in Uhrichsville, Ohio known as the Farmers and Merchants Bank, which was established by George Johnston. We have been a proud supporter of our Community for over 85 years. We take great pride in the personal experience and hometown feel our bank offers.

  • The Baltic State Bank
  • 101 East Main Street, Baltic, OH, 43804
  • Lends in Ohio
  • At Baltic State Bank, we like to do things a little differently.

    Because our offices are located in small villages and rural areas, we strive to provide banking service that combines the quality personal service that our customers come to know and expect. Our modern products and services allow them to conduct their banking whenever

  • The Bank of Magnolia Company
  • 122 North Main Street, Magnolia, OH, 44643
  • Lends in Ohio
  • In 1899 the three sons of William H. Greer opened the doors of a bank at 122 North Main Street in Magnolia. The original name was William H. Greer’s Sons, but in 1910 the bank was incorporated as The Bank of Magnolia Company.

    The Bank of Magnolia has grown over the past century, currently operating offices in Magnolia, East Sparta and Canton.

  • Brewster Federal Credit Union
  • 105 S Wabash Avenue, Brewster, OH, 44613
  • Lends in Ohio
  • Brewster Federal Credit Union has been open since 1956. The credit union has assets totaling $31.89 Million and provides banking services to more than 3, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member

  • The Commercial and Savings Bank
  • 91 North Clay Street, Millersburg, OH, 44654
  • Lends in Ohio
  • With The Commercial & Savings Bank (CSB), you gain more than convenient access to products and services that promote your financial health; you’re also invited into a network of relationships – among customers, employees, and shareholders – that contribute to the well-being and satisfaction of a community and its residents.

  • Home Loan Savings Bank
  • 413 Main Street, Coshocton, OH, 43812
  • Lends in Ohio
  • The Home Loan Savings Bank has been serving the financial needs of the Coshocton County since 1882. Our relationship to the community has remained as strong as it was from our beginning, and it continues to grow today. All of the decisions regarding loans and bank operations are made locally, and we are able to tailor our services to truly meet the

  • Dollar Bank
  • PO Box 8469, Canton, OH, 44711
  • Lends in Ohio
  • Founded in 1855, Dollar Bank is, well, different. We’re an independent community bank. That means no publicly traded stock and no shareholders. And that means we can focus on what we do best: empowering the people and communities we serve to do the things they hold dearest.

    Over more than 165 years, we’ve grown to become a large