USDA VS FHA in Richville, Stark County, OH

For 2026, the USDA loan limit in Richville, Stark, OH, is $336,500. The FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates, calculating the essential income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side, helping you decide which program in suits your financial needs best.

Compare loan offers from 100 lenders

2026 Loan Limits and Downpayment Needs in Richville, Stark, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming $726,200 3%

USDA and FHA Loan Options in Richville, OH

Lendersa® is committed to swiftly connecting you with the best USDA or FHA loans without hassle. Start with one of three pathways leading to matching lenders and available USDA loan programs.

Lendersa's USDA loan request and results

What is a USDA Loan in OH?

A USDA home loan, guaranteed by the Department of Agriculture, also called a USDA rural development loan, is available exclusively in rural areas. Unlike FHA loans needing a minimum of 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Richville Lenders

  • Brewster Federal Credit Union
  • 105 S Wabash Avenue, Brewster, OH, 44613
  • Lends in Ohio
  • Brewster Federal Credit Union has been open since 1956. The credit union has assets totaling $31.89 Million and provides banking services to more than 3, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member

  • Friends and Family Credit Union
  • 3920 Erie Street South, Massillon, OH, 44646
  • Lends in Ohio
  • Friends and Family Credit Union provides loans, savings, checking and other financial services to anyone who lives, works, worships or attends school in Stark County, Ohio. We also provide financial services to businesses and organizations in Stark County.We are a full-service cooperative financial institution with over $90 million in assets

  • Golden Circle Credit Union Inc
  • 4118 Lincoln Way East, Massillon, OH, 44646
  • Lends in Ohio
  • Golden Circle Credit Union is a not-for-profit financial cooperative. It is our goal to promote thrift, savings, and the wise use of credit to help our members manage and control their financial well-being. Golden Circle Credit Union has been serving the financial needs of our member since 1940.

  • St. Joseph's Federal Credit Union
  • 1811 Whipple Avenue NW, Canton, OH, 44708
  • Lends in Ohio
  • St. Joseph’s Federal Credit Union was chartered on March 9th, 1942. 1942 marked the beginning of World War II and it was also the beginning of St. Joseph’s Federal Credit Union in January 1942. The nine members of St. Joseph’s Roman Catholic Parish in Canton, Ohio who chartered our credit union with Farm Credit Administration

  • DN Community Federal Credit Union
  • 3964 Fulton Drive NW, Canton, OH, 44718
  • Lends in Ohio
  • DN Community Federal Credit Union was founded on June 24, 1954 as Diebold Employees Credit Union. The original field of membership included employees of the Canton and Malvern, Ohio plants of Diebold, Inc. and their immediate families. The credit union was organized with the purpose "to provide a convenient place for employees to save regularly

  • Stark Federal Credit Union
  • 4100 Dressler Rd, Nw Canton, OH, 44718
  • Lends in Ohio
  • In 1960, teachers and administrators at Plain Local Schools wanted an alternative to big, for-profit banks.They got together & opened our credit union on January 16, 1961.There was no online banking, debit cards or even checking accounts.Instead, they operated out of a shoe box. It was a place for some people to save money & others to borrow money.

  • American First Bancorp Inc
  • 4194 Fulton Drive NE, Canton, OH, 44718
  • Lends in Ohio
  • American First Bancorp, Inc. is the most efficient and honest way to purchase or refinance a home. American First Bancorp, Inc. creates the best solution for borrowers from a huge variety of programs. We operate at the highest level of integrity, deliver on our commitments, which builds a foundation of trust with our customers.

  • Signature Mortgage
  • 4790 Douglas Circle NW, Canton, OH, 44718
  • Lends in Ohio
  • Since 1996, Signature Mortgage is an INC 500 fastest growing company and we have closed over $4 billion in residential loans – that’s over 20, 000 satisfied families! We have a 5 STAR Rating on social media for delivering world class customer service and communication throughout the mortgage process

  • Dollar Bank
  • PO Box 8469, Canton, OH, 44711
  • Lends in Ohio
  • Founded in 1855, Dollar Bank is, well, different. We’re an independent community bank. That means no publicly traded stock and no shareholders. And that means we can focus on what we do best: empowering the people and communities we serve to do the things they hold dearest.

    Over more than 165 years, we’ve grown to become a large