USDA and FHA Pro and Con in Richville, Stark County, OH

For 2026, the USDA loan limit in Richville, Stark, OH, is $336,500. The FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates, calculating the essential income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side, helping you decide which program in suits your financial needs best.

Compare loan offers from 100 lenders

2026 Loan Limits and Downpayment Needs in Richville, Stark, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming $726,200 3%

USDA and FHA Loan Options in Richville, OH

Lendersa® is committed to swiftly connecting you with the best USDA or FHA loans without hassle. Start with one of three pathways leading to matching lenders and available USDA loan programs.

Lendersa's USDA loan request and results

What is a USDA Loan in OH?

A USDA home loan, guaranteed by the Department of Agriculture, also called a USDA rural development loan, is available exclusively in rural areas. Unlike FHA loans needing a minimum of 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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