USDA VS FHA in Niles, Trumbull County, OH

In 2025, the USDA loan limit in Niles, located in Trumbull county, OH, is $336,500. Meanwhile, the FHA cap for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to assess and compare today’s best USDA versus FHA rates, determining the income, credit status, reserves, and documents necessary for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping you choose the optimal program for your unique financial situation in .

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Loan Limits and Downpayment Requirements for 2025 in Niles, County of Trumbull, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Niles, OH

The goal of Lendersa® is to secure the best USDA or FHA loan quickly and without difficulty. Select one of three pathways to connect with lenders and investigate USDA loan programs.

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Understanding USDA Loans in OH

A USDA home loan, backed by the U.S. Department of Agriculture, commonly referred to as a USDA rural development loan or mortgage, is specifically available in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require none, making them appealing to eligible rural homebuyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 332 White Star Circle, Billings, MT, 59106
  • At Kimball Home Mortgage we strive to provide the best customer experience possible. Whether you're a first time home buyer or real estate pro, our team is here to make your loan process as easy as possible.we are a mortgage broker, we have a wide range of loan programs available.
  • Security First Credit Union
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  • Security First Federal Credit Union has been dedicated to improving the quality of life in the communities we serve. With over $375 million in assets, Security First Credit Union has grown to 15 locations throughout the Rio Grande Valley. As a financial institution we offer similar products and services as a bank. As a credit union
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  • Texas National Bank has been serving the Rio Grande Valley since 1920 and prides itself on knowing the community – not just the needs of the community but the people living within that community as well. Known originally as First National Bank of Mercedes in 1920, the bank changed its name in 1985 to become Mercedes National Bank.
  • Afco Financial Corporation
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  • We are a group of individuals that are uniquely different, we share a common goal and the like-minded belief that we can change the face of real estate through knowledge, experience, hard work, technology, honesty, integrity and by and giving back to our community. We are NOT centered around a presentation or sales pitch
  • Wallstreet Wholesale Lender LLC
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  • Atlantic City Federal Credit Union
  • 1005 11th St, Lander, WY, 82520
  • ACFCU founded in 1964 with an original membership for employees of US Steel Corporation working at the Atlantic City Ore Mine in Fremont County. There were roughly 400 members at this time. The mine shut down in 1983 causing hard times on Fremont County and the Credit Union.ACFCU received a community charter to expand its membership
  • The Pecos County State Bank
  • 500 North Main Street, Fort Stockton, TX, 79735
  • The charter of the Pecos County State Bank was dated March 22, 1928. The bank opened for business on July 3, 1928, in the old First State Bank building located on the corner of First and Main in Fort Stockton, Texas. Opening Capital was $25,000.00 with a surplus of $6,250.00. The first officers were J.M. Montgomery,
  • Yellowstone Bank
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  • Yellowstone Bank is pleased to bring a full array of highly competitive products and services to the communities we serve. Drawing on more than 100 years of banking experience, Yellowstone Bank has achieved a strong and growing presence in the financial services marketplace. Yellowstone Bank was founded by B. M. Harris in 1907.
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