USDA and FHA Pro and Con in Mineral-Ridge, Trumbull County, OH
In 2026, the USDA loan limit for Mineral-Ridge in Trumbull County, OH is $285,000, while the FHA limit is $356,362 for a single-family home.
Utilize the Lendersa® USDA loan calculator to compare top today's USDA vs. FHA rates and find the needed income, credit score, reserves, and documentation for eligibility. Our advanced mortgage calculator compares USDA, FHA, Conforming, and VA loans side by side, helping you determine the best program for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Mineral-Ridge, Trumbull County, OH
Loan Type
Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Loan Options: USDA and FHA in Mineral-Ridge, OH
Lendersa® is committed to securing the best USDA or FHA loan for you quickly and without hassle. Begin with any of the three options that match you with the right lenders and USDA loan programs.
A USDA home loan is a government-backed loan by the Department of Agriculture, often referred to as USDA rural development or mortgage, specifically available in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, a USDA mortgage does not require a down payment at all.
1690 South Canfield Niles Road, Youngstown, OH, 44515
Lends in Ohio
ASECU is a not-for-profit financial institution, which means Members enjoy low interest rate loans, high savings yields and low or no-fee money management services. Deposits at ASECU are federally insured to $250, 000 by the National Credit Union Administration. ASECU membership is available to anyone in Mahoning, Trumbull or Columbiana Counties.
Our goal at Indirect Lending Services is to protect and maintain a well-balanced indirect loan portfolio for your credit union. With over 30 years of experience in the indirect industry we know best how to deal with each unique dealer and get you the highest quality loans. Indirect Lending Services works closely with dealers
15 Colonial Drive, Suite 14, Youngstown, OH, 44505
Lends in Ohio
Mahoning Valley Federal Credit Union is committed to providing friendly accurate prompt & professional financial services to all our members. It is our responsibility to provide these benefits to our members & maintain adequate capital reserves. We will promote an atmosphere in which our employees are stimulated to achieve outstanding performances
DOY is not driven by the profit motive. There are no outside shareholders to satisfy. DOY's main purpose is to serve their membership in two primary areas: saving and borrowing. Therefore, DOY has a very strict and conservative lending and investment policy.
DOY confines its lending to its own creditworthy members
Valley Economic Development Partners is a private, non-profit organization focused on the social well-being of the Mahoning Valley and its surrounding regions. Our mission is to be a leader in developing employment opportunities through business creation, expansion, and retention in collaboration with other regional organizations.
7 17 Credit Union makes it easier for members to reach their financial goals by offering low interest home and auto loans, higher interest and free checking accounts, saving accounts and more. With 13 conveniently located branches, 7 17 provides banking services to members in Trumbull, Mahoning, Columbiana, Summit, Portage and Stark counties.
Founded in 1887, Farmers is a diversified financial services company headquartered in Canfield, Ohio, with $4.1 billion in banking assets. Farmers National Banc Corp.’s wholly-owned subsidiaries are comprised of The Farmers National Bank of Canfield, a full-service national bank engaged in commercial
At People First Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. People First Financial has the perspective, insight, and experience to handle your financing needs.
860 Boardman Canfield Rd, Suite 101, Youngstown, OH, 44512
Lends in Ohio
First Equity Mortgage Group, LLC. We are a full service mortgage broker. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.And we offer the following: FHA | FHA 203k| VA | USDA | Jumbo | Conventional
