USDA and FHA Pro and Con in North-College-Hill, Hamilton County, OH
In 2025, the USDA loan limit in North-College-Hill, in the county of Hamilton, OH, is set at $285,000, whereas the FHA limit for a single-family dwelling is $356,362.
Leverage the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates, identifying the income, credit, reserves, and necessary documentation for eligibility. With our comprehensive mortgage calculator, evaluate USDA, FHA, Conforming, and VA loans side by side to determine the best option for your financial circumstances in .
2025 Loan Limits and Down Payment Requirements in North-College-Hill, Hamilton, OH
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in North-College-Hill, OH
At Lendersa®, our objective is to secure the most suitable USDA or FHA loan for you, swiftly and effortlessly. Choose from three starting points that will guide you to matching lenders and optimal USDA loan programs.
A USDA home loan is a government-guaranteed loan provided by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. This loan is available exclusively in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, a USDA mortgage requires no down payment.
PFCU is a not-for-profit, member-owned and member-operated financial cooperative. Established in 1954, PFCU has grown to move the money forward of more than 43, 000 members. We're dedicated to providing our members with the very best in financial services at competitive rates and terms.
At Mountain Home Mortgage, we believe that we have a duty to educate and prepare borrowers for the commitment of a mortgage. We know that the home buying process can be stressful and we aim to make our clients feel like special friends as we help them achieve the dream of home ownership.
At Mohave Community Federal Credit Union, individuals and families will be treated with care and respect, along with user-friendly tools and banking products. The member-owned institution provides both checking and savings accounts, as well as retirement accounts and overdraft protection.
Mission Bank is an independent, locally owned and managed community bank. Our primary goal is to provide you, our customer, with the highest level of premier, personalized service. We are a full service commercial and consumer banking institution. We offer a full range of banking products for businesses, professional firms.
280 N Moapa Valley Blvd, Suite A, Overton, NV, 89040
We are a family owned & operated mortgage business originating out of Moapa Valley. We pride ourselves in working hard to provide our clients with the most diverse loan programs & lowest interest rates the market has to offer. From financing for jumbo loans & manufactured land to USDA Rural Development loans, FHA, VA and Conventional loan.
The Elko Federal Credit Union will: be the premier provider of financial and credit services to all of the residents of Elko, Eureka and Lander Counties as authorized and chartered in 1960 and thereafter amended. This will be accomplished as the Elko Federal Credit Union achieves their strategic objectives.
Founded in 1994 by brothers Daniel Prohaska & Thomas Prohaska, Idaho Trust Bank offers personal banking, private banking, and business banking, as well as personalized wealth management and investment management. Idaho Trust Bank specializes in delivering exceptional, relationship-based service with a solid commitment to responsiveness and action.
Northwest Bank is a privately held community bank focused on serving the specific needs of businesses in Washington, Oregon, Idaho and Utah. Our experienced bankers deliver customized financial solutions and exceptional customer service. We do that by getting to know you, your business and your aspirations, first.
At Health Care Idaho Credit Union, membership equals ownership. We are a non-profit organization committed to providing our members with the best personalized service possible. We offer low interest rates on loans, minimal account fees and all accounts are insured by NCUA.
Our mission is to provide excellence in personal financial services.
Shoreline Mortgage started in Boise, Idaho in 2010 as small business who wanted to be different than typical banks. The Shoreline team has over 17 years of experience and we pride ourselves on being from the communities we serve as well as being personable and professional while maintaining confidentiality and transparency with every client.
