USDA VS FHA in North-Ridgeville, Lorain County, OH
In 2025, the USDA loan ceiling within North-Ridgeville, in the county of Lorain, OH, is established at $285,000. Meanwhile, the FHA cap for a single-family home is set at $356,362.
Leverage the Lendersa® USDA loan calculator to assess today's optimal USDA versus FHA rates, and ascertain the income, credit score, reserves, and documentation required for qualification. Our comprehensive mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loan options, helping you identify the program that best fits your financial needs in Alabama.
2025 Loan Limits and Down Payment Requirements in North-Ridgeville, Lorain, OH
Loan Type
Maximum Loan
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Opportunities in North-Ridgeville, OH
The goal of Lendersa® is to rapidly connect you with the most advantageous USDA or FHA loans, without hassle. Opt for one of the three entry points designed to match you with qualified lenders and access USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans require no down payment.
1318 s College Avenue, Suite 4, Fort Collins, CO, 80524
At TST Financial Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
123 N College Ave, Suite 230, Fort Collins, CO, 80524
Excel Financial Group is a Colorado home loan and mortgage company that provides exceptional, unsurpassed mortgage and refinance services at the lowest local rates available. Our mortgage brokers work directly with you to achieve a financial solution that is customized to your needs and circumstances.
The Reichert Mortgage Team, LLC specializes in residential home loans, VA loans, and refinancing opportunities for the residents of El Paso County. We are dedicated to giving you the best options possible when it comes to purchasing a home, which is why we offer several assistance programs and credit counseling services!
Integrity First Financial, Inc., a Colorado mortgage lender, has been providing all types of residential loans in Colorado since 2002 and is accredited by the Better Business Bureau (A+). At IFF, we take pride in the business that we have built and we are here to help you with your mortgage needs.
Blue Sky Mortgage Company our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
Our mortgage brokers and staff know what they’re doing. They use the latest comparative analysis software which allows them to research and compare various loan programs to find the best option to meet your needs. We have mastered loan fulfillment software which is designed to streamline the processing of your loan.
Next Gear Mortgage Company is a Independent Mortgage Broker Company. We dont work for one particular lending institution nor are we tied to just one product line. Not all people and buying situations fit in a traditional bank lending. Which is why Next Gear Mortgage Company was formed. We have a wide range of excellent lenders
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Originally founded by the Denver Police Department, RMLEFCU has proudly served law enforcement professionals and their families since 1938. Over the years, we have grown to include a membership of more than 10,000 members and assets in excess of $145 million. RMLEFCU is regulated by the National Credit Union Administration (NCUA).
The District Credit Union is a not-for-profit cooperative, founded in 1961 by eight Aurora Public School teachers. Ever since, our education-minded credit union has fought hard to improve the financial lives of our members with better products and friendlier service. Become a member of the District Credit Union today and start prospering
