USDA Vs. FHA your options comparison in Westlake, Cuyahoga County, OH

As of 2025, the USDA loan cap in Westlake, located in Cuyahoga county, OH, stands at $0, whereas the FHA ceiling is set at $472,030 for a single-family residence.

Utilize the Lendersa® USDA loan calculator to compare the most competitive rates for USDA vs. FHA loans today. Determine the necessary income, credit, reserves, and documentation to qualify effortlessly. Our sophisticated mortgage calculator enables a side-by-side comparison of USDA, FHA, Conforming, and VA options, aiding your decision on the optimal program in based on your unique financial needs.

Compare offers from over 100 lenders

Loan limits and down payment requirements in Westlake, Cuyahoga county, OH for 2025

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA lending options in Westlake, OH

The aim of Lendersa® is to secure the ideal USDA or FHA loan swiftly and with minimal stress. Choose one of the three paths to connect with compatible lenders and USDA loan schemes.

Results of Lendersa USDA loan requests and matches

Understanding USDA Loans in OH

A USDA home loan is backed by the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, available exclusively in rural areas. While FHA loans necessitate at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Prudential Bank
  • 3993 Huntingdon Pike, Huntingdon Valley, PA, 19006
  • Prudential Bank is a Pennsylvania chartered savings bank originally organized in 1886 as a Pennsylvania chartered mutual building and loan association. We were originally known as “The South Philadelphia Building and Loan Association No. 2”. We converted to a mutual savings bank in August 2004, to a Mutual Holding Company structure in March 2005
  • Infinite Mortgage Services
  • 3103 Philmont Ave, Suite 103, Huntingdon Valley, PA, 19006
  • We are a private family-owned mortgage lender based out of Huntingdon Valley, PA established in 2007. Our upper management has a combined 75+ years of experience in the mortgage industry, and are always up to date on the ever-changing market. We offer FHA, Conventional, and the newest government programs available to Pennsylvania
  • Dynamic Funding Solutions Inc
  • 51 Buck Road, Huntingdon Valley, PA, 19006
  • Dynamic Funding Solutions, Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • America Lending LLC
  • 2337 Philmont Avenue, Sute 206, Huntingdon Valley, PA, 19006
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • DEVELOPER'S MORTGAGE COMPANY
  • 1800 Byberry Road, Ste. 1104, Huntingdon Valley, PA, 19006
  • Developer's Mortgage Company collects information from Website visitors and also obtains information from third parties (including from service providers) in the course of providing our mortgage and loan origination services (our “Services”), which we may add to the data we obtain through the Website.
  • Approved Business Lending
  • 380 Red Lion Rd, Suite 210, Huntingdon Valley, PA, 19006
  • Traditional banks are very conservative about who they will lend money to and the process usually takes a very long time. At Approved Business Lending, we have access to over 100 lenders nationwide, with virtually unlimited capital. Let our specialists go to work for you in finding the cheapest and fastest loans to meet your specific need
  • Commonwealth Mortgage & Investments, Inc
  • 3740 West Hundred Road, Chester, VA, 23831
  • Commonwealth Mortgage and Investments, is a local mortgage company located in Chester, Virginia and has been servicing the Tri-City area for the past 25 years in the same location. They offer all type of mortgage loans and also With over 20 years in the business, we specialize in VA loans and have some of the best VA interest rates in the area.
  • Central Loan Company LLC
  • 2607 N. Main St., Annandale, NJ, 08801
  • Central Loan Company and its staff take pride in offering “old fashion service” to the residents of Dona Ana County and its surrounding areas. Founded in 1954 as one of a handful of independently owned finance companies in Las Cruces; the business was started with three pioneer families of Gutierrez, Chavarria and Smith
  • Bristol Morgan Bank
  • 103 South Main Street, Oakfield, WI, 53065
  • Locally owned and operated, Bristol Morgan Bank has met the needs of Fond du Lac County and the surrounding areas for over 120 years. We care deeply about the communities we serve and the people in them. Because, well, these are our communities too. We live, work and play here just like you do.
  • Transit Workers Federal Credit Union
  • 919 E Cayuga Street, Philadelphia, PA, 19124
  • Transit Workers Federal Credit Union, offers a full line of financial products to all its members in a professional, consistent & courtesy manner. Chartered in 1967, TWFCU is a not-for-profit financial cooperative, democratically owned and run by its members. The credit union is governed by a volunteer Board of Directors, elected by the membership.