USDA Vs. FHA Pro and Con comparison in Avon, Lorain County, OH

For 2025, the USDA loan limit in Avon, within Lorain county, OH is set at $336,500, whereas the FHA loan limit for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to assess and compare today's best rates between USDA and FHA programs. Determine the necessary income, credit score, reserves, and documentation required for eligibility. With our state-of-the-art mortgage calculator, you can examine USDA, FHA, Conforming, and VA options side-by-side to make the best choice for your unique financial scenario in .

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2025 Loan Limits and Down Payment Details in Avon, Lorain, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Solutions in Avon, OH

The primary objective of Lendersa® is to connect you quickly and easily with the most favorable USDA or FHA loan. Choose one of three initial approaches that lead to suitable lenders and USDA loan options.

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An Overview of USDA Loans in OH

The USDA home loan, backed by the Department of Agriculture, often referred to as the USDA rural development loan or USDA mortgage, is available exclusively in rural areas. While FHA loans demand at least a 3.5% down payment, USDA loans do not require any down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Core Lending
  • 525 Woodland Square Blvd, Suite 200, Conroe, TX, 77384
  • CORE Lending specializes in residential mortgage loans. We provide many types of financing: conventional, FHA, VA, USDA, jumbo, construction loans (both one-time close & two-time close), and portfolio products. We firmly believe our service levels are what sets us apart on top of our competitive pricing.
  • LC Lending Inc
  • 1680 North East 125 Street, Miami, FL, 33181
  • LC Lending is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you.
  • Crown Funding LLC
  • 13899 Biscayne Blvd, Ph 10, Miami, FL, 33181
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Equity Lending Solutions - Private Lender
  • 12000 Biscayne Blvd, Suite 504, Miami, FL, 33181
  • We are a Miami-based private money lender providing investment property loans in many states. We specialize in asset-backed loans with an easy, quick loan application process. We pride ourselves with having the shortest closing and most efficient closings in the market (5 days).
  • Fidelity Bank of Texas
  • 1901 West Lake Shore Drive, Waco, TX, 76708
  • Fidelity Bank of Texas has continued to serve individuals, families and businesses in the local community since its inception. Customers are treated like family and we pride ourselves on the personal attention given to each customer. Give us a call at either one of our locations for any of your banking needs
  • Johnson State Bank
  • 106 North Main Street, Johnson, KS, 67855
  • Johnson State Bank and Bank of Ulysses I would like to thank you for taking the time to visit our Internet web page. Our bank strives to meet the needs of our customers and our community. As the Bank and our community enter the age of high-speed communications and convenience we began to see the need for convenient computer based banking services.
  • TNC Mortgage Corp
  • 1125 NE 125th street, Suite 250, North Miami, FL, 33161
  • TNC Mortgage Corporation specilizes in individual, one on one service. We believe every loan scenario is unique and deserves the personal attention of our mortgage loan origination team, that is why you will not find any standard loan parameters or interest rate calculators on our website.
  • Top Class Mortgage, Inc
  • 1125 NE 125 Street suite 300-8, Miami, FL, 33161
  • Top Class Mortgage Inc is a professional mortgage lending and brokering firm. We offer a wide range of loan options and mortgage services to homebuyers, investors and builders. We are license in Florida and Georgia, and we speak English and Creole. Your wealth fare and satisfaction are our priority.
  • Rate Leaf, Inc.
  • 999 NE 125th St, Miami, FL, 33161
  • Rate Leaf helps you buy homes the right way: simply and directly. We believe that the home-buying process should be free of hidden fees, roadblocks, and predatory rates. What we offer instead is a way for you to reclaim your community through the most important purchase of your life.