USDA Vs. FHA your options comparison in Avon, Lorain County, OH

For 2025, the USDA loan limit in Avon, within Lorain county, OH is set at $336,500, whereas the FHA loan limit for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to assess and compare today's best rates between USDA and FHA programs. Determine the necessary income, credit score, reserves, and documentation required for eligibility. With our state-of-the-art mortgage calculator, you can examine USDA, FHA, Conforming, and VA options side-by-side to make the best choice for your unique financial scenario in .

Explore loan offerings from 100 different lenders

2025 Loan Limits and Down Payment Details in Avon, Lorain, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Solutions in Avon, OH

The primary objective of Lendersa® is to connect you quickly and easily with the most favorable USDA or FHA loan. Choose one of three initial approaches that lead to suitable lenders and USDA loan options.

Lendersa USDA loan request and matching results

An Overview of USDA Loans in OH

The USDA home loan, backed by the Department of Agriculture, often referred to as the USDA rural development loan or USDA mortgage, is available exclusively in rural areas. While FHA loans demand at least a 3.5% down payment, USDA loans do not require any down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • ANCO COMMUNITY CREDIT UNION
  • 154 Third Street, La Salle, IL, 61301
  • Anco Community Credit Union was incorporated as a state chartered credit union by the state of Illinois on February 1, 1955. The Credit Union was established for all of the employees of American Nickeloid Co. located in Peru, Illinois. The Credit Union was and is sponsored by American Nickeloid Co. The Charter Contained 18 Members.
  • Hometown National Bank
  • 260 Bucklin Street, La Salle, IL, 61301
  • Hometown National Bank has been deeply rooted in the Illinois Valley for three centuries. Finding its heritage in the late 19th Century, the early stockholders of the bank first assembled on December 16, 1880 at the Harrison House Hotel (located on the corner of First and Wright Streets in Downtown La Salle). The bank was formerly named La Salle Na
  • La Salle State Bank
  • 654 First Street, La Salle, IL, 61301
  • La Salle State Bank’s start was humble. With modest quarters, established inside a small two-story structure on the site of our present location. We are a full service banking institution and we have consistently received a 5 Star Rating from Bauer Financial, recognizing us as one of the strongest financial institutions in the country.
  • Peoples Bank of the South
  • 106 West Central Ave, La Follette, TN, 37766
  • Peoples Bank of the South Founded in 1917,The Bank was founded on the same corner on which it now stands. It was not founded as a result of a planned course of action by a large group of bankers or financiers. Quite to the contrary, this bank is a result of a vision shared by two men of high character.
  • Bank of Milton
  • 323 Parkview Drive, Milton, WI, 53563
  • The Bank of Milton is a locally owned independent hometown bank, serving our customers and the communities around us. We strive to exceed your expectations by providing exceptional personalized customer service. We emphasize strong client relationships and a high level of community involvement.
  • First Community Bank Milton
  • 202 Merchant Row, Milton, WI, 53563
  • First Community Bank was originally founded under the name of the Farmers Bank. It opened its doors for business on July 17, 1911. The original officers of the Farmers Bank were John A Paul, President, John H. Owen, Vice-President and Alexander M. Paul, Cashier. Directors of the bank were John A. Paul, Alexander M. Paul, John H. Owen, S.C Chambers.
  • NCEFCU
  • 100 East Phoenix Avenue, Normal, IL, 61761
  • Our mission is to provide a sound financial foundation for our member-owners by providing the best products and caring professionalism to meet their needs now and in the future and we offers a wide variety of loans. You made need a personal loan for car repairs, to pay taxes, medical expenses or take a vacation.
  • Illinois State Credit Union
  • 1309 S. Center Street, Normal, IL, 61761
  • Illinois State Credit Union was founded in 1960 to serve employees of Illinois State University. We now serve more than 12, 000 of your closest friends and neighbors who live or work in McLean, Logan, DeWitt, Livingston, Stephenson, Winnebago, or LaSalle County. We are federally insured.
  • Ambler Savings Bank
  • 155 E Butler Avenue, Ambler, PA, 19002
  • For over 145 years, the Bank has been headquartered in Ambler, Pennsylvania with locations in Fairview Village, Limerick, and Bally, as well as several continuing care retirement facilities. Member FDIC. Equal Housing Lender. Ambler Savings Bank has been serving the financial needs of residents