USDA VS FHA in Avon, Lorain County, OH

For 2026, the USDA loan limit in Avon, within Lorain county, OH is set at $336,500, whereas the FHA loan limit for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to assess and compare today's best rates between USDA and FHA programs. Determine the necessary income, credit score, reserves, and documentation required for eligibility. With our state-of-the-art mortgage calculator, you can examine USDA, FHA, Conforming, and VA options side-by-side to make the best choice for your unique financial scenario in .

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2026 Loan Limits and Down Payment Details in Avon, Lorain, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Solutions in Avon, OH

The primary objective of Lendersa® is to connect you quickly and easily with the most favorable USDA or FHA loan. Choose one of three initial approaches that lead to suitable lenders and USDA loan options.

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An Overview of USDA Loans in OH

The USDA home loan, backed by the Department of Agriculture, often referred to as the USDA rural development loan or USDA mortgage, is available exclusively in rural areas. While FHA loans demand at least a 3.5% down payment, USDA loans do not require any down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



Avon Lenders

  • Gold Medal Mortgage Inc
  • 37490 Harvest Drive, Avon, OH, 44011
  • Lends in Ohio
  • Our mortgage team members will give you the personal service you deserve & treat you with the respect due an esteemed customer.We realize the big commitment you are making in purchasing a house, refinancing, or cashing out your equity.So we make a commitment to you: we will help you qualify, apply & be approved for perfect mortgage loan for you.

  • Eagle Bend Capital Financing
  • 159 Crocker Park Blvd, Suite 400, Westlake, OH, 44012
  • Lends in Ohio
  • Eagle Bend Capital Financing is an Ohio-based commercial finance and real estate capital intermediary. We provide funding solutions to businesses and real estate investors all over the country. Our extensive portfolio of financing options can provide a great alternative to traditional banks.

  • Buckeye Community Bank
  • 105 Sheffield Center, Lorain, OH, 44055
  • Lends in Ohio
  • Founded in 1999, Buckeye Community Bank was created as an independent, locally owned community bank positioned to serve the local business community better than any other bank. Through relationships built with trust and service, we work with our clients to ensure that they can grow.

  • Achieve Credit Union
  • 340 Griswold Road, Elyria, OH, 44035
  • Lends in Ohio
  • We strive to help our members Learn, Dream & Achieve all of their life goals.As an education-based credit union, we’re committed to providing members of all ages with the tools they need to meet their financial goals.ACHIEVE provides support to social service agencies.We are actively working to increase the accessibility & usability of our website.

  • Community Star Credit Union
  • 832 Cleveland St, Elyria, OH, 44035
  • Lends in Ohio
  • The credit union was founded on January 25, 1938 under the name B-W Employees Federal Credit Union by Bendix-Westinghouse Automotive Air Brake Company employees and executives. Based on their experiences with Westinghouse Credit Union, they were inspired to found a new credit union after the business merged with Bendix in 1937.

  • North Coast Credit Union
  • 22735 Lorain Road, Fairview Park, OH, 44126
  • Lends in Ohio
  • North Coast Credit Union (NCCU) is a member owned not for profit credit union located in Fairview Park, OH. NCCU offers members a variety of deposit options from Free Checking and Free Savings accounts to online banking, remote deposit. We also offer members Free Notary Service and Free Credit Review.

  • Rockway Mortgage Company, Inc.
  • 20525 Center Ridge Rd, Suite 138, Rocky River, OH, 44116
  • Lends in Ohio
  • Rockway Mortgage Company, Inc mission is to serve our customers with honesty, integrity and competence while keeping our customers best interest at heart. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.

  • Best Reward Federal Credit Union
  • 5681 Smith Road, Brookpark, OH, 44142
  • Lends in Ohio
  • Best Reward Federal Credit Union (formerly known as Reward One Credit Union) has been open since 1949. The credit union has assets totaling $178.18 Million and provides banking services to more than 12, 000 members.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans

  • First Federal Savings of Lorain
  • 3721 Oberlin Ave, Lorain, OH, 44053
  • Lends in Ohio
  • First Federal Savings and Loan Association of Lorain originations date back to 1921, when a financial institution called Lake Erie Savings and Loan Company was formed. The mission of this newly formed company was to provide home ownership and a safe harbor for their customers’ life savings. In 1938