USDA and FHA Pro and Con in Norton, Summit County, OH

In the year 2025, the USDA loan limit for Norton in the county of Summit, OH is set at $285,000. Meanwhile, the limit for an FHA loan on a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the current USDA versus FHA rates. This tool helps outline the required income, credit, reserves, and documents for qualification. Our state-of-the-art mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side, aiding you in choosing the optimum option within the context of your financial circumstances in .

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Loan Limits and Downpayment Requirements for 2025 in Norton, Summit County, OH

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Norton, OH

Lendersa® aims to swiftly secure you the optimal USDA or FHA loan, focusing on efficiency and ease. Begin by selecting from three avenues that connect you with compatible lenders and USDA loan opportunities.

  1. Submit a detailed request with USDA/FHA loan optimization
  2. Access USDA and FHA rates and terms before proceeding
  3. Explore the largest USDA loan lender database
Lendersa USDA loan request and matching results

Understanding USDA Loans in OH

The USDA home loan, backed by the Department of Agriculture, is also known as the USDA rural development or USDA mortgage. It is available exclusively in rural neighborhoods. Unlike FHA loans that necessitate at least a 3.5% down payment, a USDA mortgage requires no down payment at all.

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