USDA Vs. FHA your options comparison in Rittman, Wayne County, OH

In 2025, USDA loan limit in Rittman, county of Wayne, OH is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Rittman, county of Wayne, OH

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Rittman, OH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Ohio?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • American Select Funding, Inc.
  • 95 Enterprise, Suite 340, Aliso Viejo, CA, 92656
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • 1st Nationwide Mortgage
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  • We have over 15 years of mortgage lending experience. Our broad knowledge and expertise from thousands of loan transactions will make your lending experience as effortless as possible.We work with homeowners and homebuyers looking for the best loan products available. We also work with realtors and home builders.
  • America's Moneyline Inc.
  • 27081 Aliso Creek Road, Suite 200, Aliso Viejo, CA, 92656
  • America’s Moneyline is your one stop shop for all your Mortgage Finance needs and is proudly. Our loan process is focused on your individual needs. We offer home loans specific to your criteria and goals. Our licensed staff of Mortgage Advisers and Loan Processors specialize in Fannie Mae, Freddie Mac,
  • Generation Lending Inc.
  • 6A Liberty, Suite 175, Laguna Niguel, CA, 92656
  • Generation Lending Inc is a Honestly, we need another mortgage company like we need a hole in the head. We completely get it and think this industry is way too saturated as it is. That statement is 100% true if we started a mortgage company like 99% of the ones out there now. The company where managers are yelling at their loan officers.
  • Elixir Mortgage Lending Inc.
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  • Reduce Mortgage
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  • Independent Home Lending
  • 65 ENTERPRISE, Aliso Viejo, CA, 92656
  • Since 2001, I have had the opportunity to help over 1,000+ clients buy and/or refinance their properties. I understand the stresses of buying a home and know how to help people anticipate what comes next. Likewise I understand the value and freedom that can be created with the right refinance strategy.
  • Alliance Portfolio
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  • USA Veterans Real Estate and Mortgage Company
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  • Network Lending Services
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  • Lighthouse Financial, Inc.
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