USDA VS FHA in Rittman, Wayne County, OH

As of 2025, the USDA loan limit in Rittman, within the county of Wayne, OH, is set at $336,500. In contrast, the FHA limit for a single-family home is $472,030.

Take advantage of the Lendersa® USDA loan calculator to assess and compare the top USDA versus FHA rates today. This will help you ascertain the income, credit profile, reserves, and necessary documentation for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your personal financial situation in .

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2025 Loan Limits and Down Payment Requirements in Rittman, County of Wayne, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Possibilities in Rittman, OH

Lendersa® aims to swiftly offer the best possible USDA or FHA loans without hassles. Choose from one of three approaches to connect with matching lenders and discover USDA loan programs tailored to your needs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in OH

A USDA home loan is guaranteed by the Department of Agriculture, known as a USDA rural development loan or USDA mortgage, and is exclusively available in rural areas. Unlike FHA loans, which mandate at least a 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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