USDA VS FHA in Seville, Medina County, OH

In the year 2026, the USDA loan limit within Seville, located in the county of Medina, OH, is set at $336,500. In contrast, the FHA limit for a single-family home is established at $472,030.

Leverage the Lendersa® USDA loan calculator to analyze and compare the most favorable USDA versus FHA rates today, and to determine the income, credit, reserve levels, and documentation required for qualification. With our sophisticated mortgage calculator, you’ll view USDA, FHA, Conforming, and VA plans side by side, aiding your decision in selecting the ideal program tailored to your financial needs in areas such as .

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2026 Loan Limits and Downpayment Requirements in Seville, Medina County, OH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming Conventional $726,200 3%

Exploring USDA and FHA Loan Options in Seville, OH

The aim of Lendersa® is to efficiently connect you with the most suitable USDA or FHA loan options quickly and without difficulty. Choose one of three starting pathways that align you with the right lenders and USDA program solutions.

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Understanding the USDA Loan in OH

A USDA home loan, guaranteed by the Department of Agriculture, is known as a USDA rural development loan. Exclusively available in rural neighborhoods, these loans differ from FHA options, which require a minimum 3.5% down payment. USDA mortgages, however, need no down payment at all, making them accessible for eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



Seville Lenders

  • Westfield Bank, FSB
  • 2 Park Circle, Westfield Center, OH, 44251
  • Lends in Ohio
  • Established in 2001 and headquartered in Westfield Center, Ohio, Westfield Bank currently serves customers in Cuyahoga, Richland, Medina, Stark, Summit, and Wayne counties as well as insurance agencies across the country. We deliver financial roadmaps and solutions so families, businesses, and insurance agencies can thrive.

  • Veritas Financial Group LLC
  • 1060 Ledge Road, Medina, OH, 44256
  • Lends in Ohio
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • COMMONWEALTH DIVERSIFIED LENDING
  • 5000 Gateway Drive, Medina, OH, 44256
  • Lends in Ohio
  • Our business specializes in making every client feel like family. For my clients with every challenge that may be put in front of me, it is just an obstacle to get over, so that my clients will meet there goals, whether it is buying a home, financial freedom, real estate investing, or buying a business.

  • Consolidated Funding Corp
  • 2425 Medina Road, Medina, OH, 44256
  • Lends in Ohio
  • CHM Lending is a local mortgage broker founded in 1992 and located in Medina, Ohio. Our company offers a full range of mortgage loan products including Conventional, FHA, VA, USDA, Construction, and Renovation loans. Our team has a combined over 45 years of experience in the mortgage industry.

  • Crossroads Home Loans
  • 2530 Medina Road, Suite 100, Medina, OH, 44256
  • Lends in Ohio
  • "At Crossroads Home Loans. We are a web based Mortgage Firm.

    We know that each customer has specific needs, so we strive to meet those needs with a wide array of products and services.

    Buyers, Sellers or Refinancing. We pride ourselves on our consistent referral base from Past Clients Real Estate Agents, Broker Firms, Attorneys"

  • Medina County Federal Credit Union
  • 1353 Reimer Road, Wadsworth, OH, 44281
  • Lends in Ohio
  • Medina County Federal Credit Union provides savings, checking/debit, loans, credit cards & other financial services to the people of Medina County, Ohio. We have three branches located in Medina County to serve our Members. Credit Union provides savings, checking/debit, loans, credit cards & other financial services to the people of Medina County,

  • Greater Wayne Community Federal Credit Union
  • 328 N Main Street, Rittman, OH, 44270
  • Lends in Ohio
  • Greater Wayne Community Federal Credit Union began in 1941 as the PCA Federal Credit Union. In 2008 We converted to a community charter, opening our doors to anyone who lives, works, worships, or attends school in Wayne County, Ohio. In 2020 GWC Federal Credit Union and Morton Salt Credit Union merged. We now have two offices, Rittman, and Doylesto

  • The Farmers Savings Bank
  • 111 West Main Street, Spencer, OH, 44275
  • Lends in Ohio
  • The Farmers Savings Bank is a branch office of The Farmers Savings Bank. They provide the following services: Full Service Office Location and are located at 111 West Main Street in Spencer Ohio.
    Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website

  • Wayne County Community Federal Credit Union
  • 311 Kaufman Drive, Smithville, OH, 44677
  • Lends in Ohio
  • Wayne County Community Federal Credit Union was officially organized on June 7, 1966 as the Wayne County School Employees Federal Credit Union. Seven very foresighted school employees (Sam Yelic, Charles Deane, Wayne Kornhaus, Neal Retherford, Fred Kloha, Russell Knight and Kenneth Barton) met on that June date