USDA VS FHA in Wadsworth, Medina County, OH

For a single-family dwelling, the USDA loan cap in Wadsworth, located in the county of Medina, OH, stands at $336,500 in 2026, whereas the FHA cap is $472,030.

Utilize the Lendersa® USDA loan calculator to assess the prime rates of USDA versus FHA, and identify the income, credit score, reserves, and documents required for eligibility. Our state-of-the-art mortgage calculator presents USDA, FHA, Conforming, and VA options side by side to assist in choosing the best program for your financial needs in Alabama.

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Explore the 2026 loan limits and down payment requirements in Wadsworth, Medina, OH

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA loan opportunities in Wadsworth, OH

The primary aim of Lendersa® is to swiftly and efficiently connect you with top USDA or FHA loans without inconvenience. Begin with one of three pathways that lead to matching lenders and ideal USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in OH

The USDA home loan, often called the USDA mortgage, is insured by the United States Department of Agriculture. Also known as a rural development loan, it is accessible exclusively in rural areas. Differing from FHA loans that require at least a 3.5% down payment, USDA loans eliminate the need for any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Wadsworth Lenders

  • Medina County Federal Credit Union
  • 1353 Reimer Road, Wadsworth, OH, 44281
  • Lends in Ohio
  • Medina County Federal Credit Union provides savings, checking/debit, loans, credit cards & other financial services to the people of Medina County, Ohio. We have three branches located in Medina County to serve our Members. Credit Union provides savings, checking/debit, loans, credit cards & other financial services to the people of Medina County,

  • Greater Wayne Community Federal Credit Union
  • 328 N Main Street, Rittman, OH, 44270
  • Lends in Ohio
  • Greater Wayne Community Federal Credit Union began in 1941 as the PCA Federal Credit Union. In 2008 We converted to a community charter, opening our doors to anyone who lives, works, worships, or attends school in Wayne County, Ohio. In 2020 GWC Federal Credit Union and Morton Salt Credit Union merged. We now have two offices, Rittman, and Doylesto

  • Veritas Financial Group LLC
  • 1060 Ledge Road, Medina, OH, 44256
  • Lends in Ohio
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • COMMONWEALTH DIVERSIFIED LENDING
  • 5000 Gateway Drive, Medina, OH, 44256
  • Lends in Ohio
  • Our business specializes in making every client feel like family. For my clients with every challenge that may be put in front of me, it is just an obstacle to get over, so that my clients will meet there goals, whether it is buying a home, financial freedom, real estate investing, or buying a business.

  • Consolidated Funding Corp
  • 2425 Medina Road, Medina, OH, 44256
  • Lends in Ohio
  • CHM Lending is a local mortgage broker founded in 1992 and located in Medina, Ohio. Our company offers a full range of mortgage loan products including Conventional, FHA, VA, USDA, Construction, and Renovation loans. Our team has a combined over 45 years of experience in the mortgage industry.

  • Crossroads Home Loans
  • 2530 Medina Road, Suite 100, Medina, OH, 44256
  • Lends in Ohio
  • "At Crossroads Home Loans. We are a web based Mortgage Firm.

    We know that each customer has specific needs, so we strive to meet those needs with a wide array of products and services.

    Buyers, Sellers or Refinancing. We pride ourselves on our consistent referral base from Past Clients Real Estate Agents, Broker Firms, Attorneys"

  • New Horizon Federal Credit Union
  • 180 Second Street SW, Barberton, OH, 44203
  • Lends in Ohio
  • NEW HORIZON FEDERAL CREDIT UNION is a credit union located at 180 2nd St SW, Barberton, Ohio, United States. New Horizon FCU started as a credit union to help support the employees from Babcock and Wilcox. In 2013 New Horizon received it's community charter and now they can serve all of Summit County.

  • INTEGRITY FEDERAL CREDIT UNION
  • 971 Wooster Road West, Barberton, OH, 44203
  • Lends in Ohio
  • Integrity Federal Credit Union has been open since 1935. The credit union has assets totaling $60.15 Million and provides banking services to more than 6, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member

  • Towpath Credit Union
  • 2969 Smith Road, Fairlawn, OH, 44333
  • Lends in Ohio
  • Towpath Credit Union, formerly Akron Teachers Credit Union, was established in 1936 for employees of the Akron Public Schools. By 1969, the Akron Teachers Credit Union had outgrown the small Akron office. Many other employee groups had also realized the benefits of being credit union members.