For a single-family dwelling, the USDA loan cap in Wadsworth, located in the county of Medina, OH, stands at $336,500 in 2025, whereas the FHA cap is $472,030.
Utilize the Lendersa® USDA loan calculator to assess the prime rates of USDA versus FHA, and identify the income, credit score, reserves, and documents required for eligibility. Our state-of-the-art mortgage calculator presents USDA, FHA, Conforming, and VA options side by side to assist in choosing the best program for your financial needs in Alabama.
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| Loan Type | Loan Limit | Down payment |
|---|---|---|
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The primary aim of Lendersa® is to swiftly and efficiently connect you with top USDA or FHA loans without inconvenience. Begin with one of three pathways that lead to matching lenders and ideal USDA loan programs.
The USDA home loan, often called the USDA mortgage, is insured by the United States Department of Agriculture. Also known as a rural development loan, it is accessible exclusively in rural areas. Differing from FHA loans that require at least a 3.5% down payment, USDA loans eliminate the need for any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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