USDA Vs. FHA Pro and Con comparison in Bay-Village, Cuyahoga County, OH

For 2025, the USDA loan cap for Bay-Village in Cuyahoga, OH, is $0. Meanwhile, the FHA limit for a single-family home is set at $356,362.

Use the Lendersa® USDA loan calculator to evaluate current USDA versus FHA rates, identifying the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loan programs, helping you select the ideal option for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Bay-Village, Cuyahoga, OH

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Bay-Village, OH

The mission of Lendersa® is to connect you promptly with the top USDA or FHA loans without hurdles. You can start by selecting one of three options that will match you with lenders and USDA loan offerings.

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Understanding USDA Loans in OH

A USDA home loan, guaranteed by the U.S. Department of Agriculture and also known as a USDA rural development loan, is available only in rural regions. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans need no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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