USDA Vs. FHA Pro and Con comparison in Bethany, Oklahoma County, OK

As of 2025, in Bethany, situated in Oklahoma county of OK, the USDA loan limit is $336,500, while the limit for FHA loans for a single-family residence is $472,030.

Lendersa® offers a USDA loan calculator to compare current USDA and FHA rates, providing insights into necessary income, credit, reserves, and documentation for qualification. Through our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, helping to determine which program in Alabama best fits your financial situation.

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Loan Limits and Down Payment Requirements in Bethany, County of Oklahoma, OK, 2025

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Bethany, OK

Lendersa® is committed to finding you the best USDA or FHA loans quickly and easily. Choose from three options to match with lenders offering USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in OK

USDA home loans, backed by the U.S. Department of Agriculture, also called USDA rural development loans or USDA mortgages, are available only in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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