USDA Vs. FHA Pro and Con comparison in The-Village, Oklahoma County, OK

For 2025, the USDA loan limit in The-Village, situated in Oklahoma county of OK, is established at $285,000. In contrast, the FHA limit for a single-family home reaches $356,362.

Utilize the Lendersa® USDA loan calculator to evaluate and compare the best USDA and FHA rates available today. This tool identifies the income, credit score, reserves, and documents needed to qualify. Our advanced mortgage calculator allows for checking USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the right program for your financial situation in Alabama.

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2025 Loan Limits and Down Payment Requirements in The-Village, County of Oklahoma, OK

Understanding the loan limits and down payment requirements can greatly influence your financial planning. Here's what you need to know:

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Options in The-Village, OK

Lendersa® aims to efficiently secure the best USDA or FHA loan for you without unnecessary delay. Select one of our three starting paths that will connect you with lenders and USDA loan opportunities.

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Understanding USDA Loans in OK

The USDA home loan, ensured by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is available exclusively in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not require any down payment.

This makes USDA loans highly appealing for individuals in rural areas who seek homeownership without a large initial financial burden. The accessibility and support offered by this government-backed program open pathways to homeownership for many qualified applicants.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Green Isle Real Estate & Mortgage
  • 6060 Sunrise Vista Dr, Suite 1200, Citrus Heights, CA, 95610
  • Green Isle Real Estate & Mortgage is locally owned and operated in the heart of one of the most dynamic real estate markets in the country: Sacramento, California. We serve a growing demand for agencies that specialize in single family and multifamily properties. Our services include representation for buyers and sellers of primary.
  • Sterling Mortgage Services
  • 5620 Birdcage Street, Suite 210, Citrus Heights, CA, 95610
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Elite Loan Advisers
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  • We are a customer service based mortgage company centered on flexibility and finding the best mortgage option for our clients and their families. We believe each person's situation is different and can help prepare those who are not ready to take the necessary steps within their budget and time frame.
  • Brian Terrill Lending Company
  • 5750 Sunrise Boulevard, Suite 130-A, Citrus Heights, CA, 95610
  • We are a licensed finance brokerage that operates in the State of California under the Department of Business Oversight Financing Law. We are also licensed as a Mortgage Loan Originator in the State of California. At times we may refer you to other sources of funding rather than act as the direct broker,
  • Silver Oak Funding
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  • Silver Oak Funding, Inc is focused on the Mortgage Broker model of lowest Rate and costs coupled with top service in order to ensure the best client experience possible. The team at Silver Oak Funding is dedicated to “simplifying” the home loan process for everyone involved. Too often in today’s fast paced world
  • Nj Home Mortgage
  • 516 Lafayette Avenue, Hawthorne, NJ, 07506
  • We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. New Jersey Home Mortgage, LLC, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
  • Silex Financial Group, Inc
  • 674 Lafayette Ave, Hawthorne, NJ, 7506
  • At Silex Financial, we have 30 years of experience matching the right client to the right lending institution to the right deal; each and every time. Our residential and commercial mortgage advisors leverage decades of commercial and residential experience and expertise on your behalf.
  • Bank of Stockton
  • 301 East Miner Avenue, Stockton, CA, 95202
  • The Bank of Stockton is a unique and wonderful banking experience. Not only will you meet officers, lenders and staff that have worked with the bank for years, you will find people that live and work in your community, just like you, that care about the community. Bank of Stockton’s lending experience is quick due to local decision-makers
  • Central State Credit Union
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  • Central State Credit Union has served the financial needs of people like you living in the heartlands of California. As a not-for-profit financial cooperative, you might say we were an original social network, connecting people and resources, long before the onset of the technology age and today‘s social networks.
  • De'Lane Financial Solutions
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  • St. Lawrence Federal Credit Union
  • 800 Commerce Park Drive, Ogdensburg, NY, 13669
  • Our mission is to be a trusted provider of financial services while building lasting relationships with our members, employees, and community.Since our beginning in 1954 as the St. Lawrence State Hospital Employees Federal Credit Union, we have focused on making a positive impact on people’s lives.We are committed to honesty