USDA Vs. FHA your options comparison in The-Village, Oklahoma County, OK

For 2025, the USDA loan limit in The-Village, situated in Oklahoma county of OK, is established at $285,000. In contrast, the FHA limit for a single-family home reaches $356,362.

Utilize the Lendersa® USDA loan calculator to evaluate and compare the best USDA and FHA rates available today. This tool identifies the income, credit score, reserves, and documents needed to qualify. Our advanced mortgage calculator allows for checking USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the right program for your financial situation in Alabama.

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2025 Loan Limits and Down Payment Requirements in The-Village, County of Oklahoma, OK

Understanding the loan limits and down payment requirements can greatly influence your financial planning. Here's what you need to know:

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Options in The-Village, OK

Lendersa® aims to efficiently secure the best USDA or FHA loan for you without unnecessary delay. Select one of our three starting paths that will connect you with lenders and USDA loan opportunities.

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Understanding USDA Loans in OK

The USDA home loan, ensured by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is available exclusively in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not require any down payment.

This makes USDA loans highly appealing for individuals in rural areas who seek homeownership without a large initial financial burden. The accessibility and support offered by this government-backed program open pathways to homeownership for many qualified applicants.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Wisconsin Wholesale Mortgage
  • 2833 W. Layton Avenue, Milwaukee, WI, 53221
  • wisconsinwholesalemortgage.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Darrell Frenzel is the owner of Wisconsin Wholesale Mortgage. I rarely get beat on rate/closing costs. “My goal in the Mortgage Business is to make a positive difference in people’s lives, first
  • Green Street Mortgage Lenders Inc
  • 600 Avenue A, Suite B, Opelika, AL, 36801
  • Green Street Mortgage Lenders, where we specialize in residential mortgages. At Green Street Mortgage Lenders, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • BNB & Associates, LLC
  • 108 Columbus Parkway, Opelika, AL, 36801
  • BNB & Associates, LLC is your premier one stop shop real estate broker, mortgage broker and residential contractor. We service the great states of Alabama and Georgia. We list homes, sell homes, finance homes and build homes. We offer Conventional, FHA, USDA, VA, High Balance, Construction, Non-QM and Commercial Loans.
  • Northwestern Bank
  • 202 N. Bridge St., Chippewa Falls, WI, 54729
  • Chippewa Valley (WI) Community bank focused on establishing relationships and small business lending. Headquartered in Chippewa Falls, Northwestern has office locations in Altoona, Thorp, Boyd, Cornell, and Lafayette. Established in 1904, Northwestern Bank is "Where People Matter
  • Landmark Mortgage
  • 200 State Road 35, Dresser, WI, 54009
  • Landmark Mortgage has been serving the St. Croix River valley in the states of Minnesota and Wisconsin for over 8 years. In that time we have established ourselves as a leader in servicing our customers as well as giving back to the community that we represent. We are a family owned business that answers to our customers.
  • Empower Credit Union
  • 10635 W Greenfield Avenue, West Allis, WI, 53214
  • Empower Credit Union is here to provide financial services and products that educate, prepare, and empower our members and the community we serve. Our financial institution was originally incorporated as the “Employees Mutual Savings Building and Loan Association” (EMSBLA) on April 12, 1914.
  • Mount Baker Mortgage Company LLC
  • 1007 South 73rd Street, West Allis, WI, 53214
  • We are a mortgage broker servicing the entire state of Washington. We manage the process for you by applying for loans with different lenders, finding competitive interest rates and negotiating loan terms. Our designated broker has nearly 20 years of residential lending experience and we will work hard to find the best fit for your scenario.
  • Independent Community Bankers' Bank
  • 107 Progress Drive, Frankfort, KY, 40602
  • Chartered in 1988, as a bankers'​ bank, Independent Community Bankers' Bank has enjoyed providing community banks with personalized correspondent banking services for more than 30 years. ICBB is organized to only do business with banking institutions and is owned solely by the customer banks it serves.
  • Eglin Federal Credit Union
  • 838 Eglin Pkwy NE, Fort Walton Beach, FL, 32547
  • Eglin Federal Credit Union has nine branches serving members in and around Okaloosa, Santa Rosa & Walton counties. The Credit Union serves active duty, retired military & local honorably discharged veterans; local civil service employees; employees of many area businesses; members living within our geographic field of membership; & their families.
  • ClearPoint Federal Bank & Trust
  • 100 Progress Drive, Batesville, IN, 47006
  • ClearPoint Federal Bank & Trust is a federally chartered savings bank devoted to providing cemeteries and funeral homes with unparalleled trust products and services. ClearPoint has been serving customers since 1998. ClearPoint is recognized as an industry leader in fiduciary services, investment management, recordkeeping, reporting
  • WaterStone Bank, SSB
  • 11200 West Plank Court, Wauwatosa, WI, 53226
  • WaterStone Bank, established in 1921, offers a full suite of personal and business banking products. The community bank has branches in Wauwatosa/State St, Brookfield, Fox Point/North Shore, Franklin/Hales Corners, Germantown/Menomonee Falls, Greenfield/Loomis Rd, Oak Creek/27th St, Oak Creek/Howell Ave, Oconomowoc/Lake Country.