USDA Vs. FHA your options comparison in Nichols-Hills, Oklahoma County, OK
For 2025, USDA loan caps in Nichols-Hills, located in the county of Oklahoma, OK, amount to $285,000. Meanwhile, the FHA limit for single-family homes is established at $356,362.
Utilize the Lendersa® USDA loan calculator to scrutinize the most favorable USDA and FHA rates available today. Determine what income, credit, reserves, and documentation you must provide to qualify effortlessly. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA plans side-by-side, aiding your decision on the best option for your finances in .
Loan Limits and Down Payment Requirements for 2025 in Nichols-Hills, Oklahoma, OK
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Choose the USDA and FHA Loan Options in Nichols-Hills, OK
The primary goal of Lendersa® is to secure the optimal USDA or FHA loan for you promptly and without complexity. Choose from three different paths to match you with lenders and USDA loan schemes.
USDA home loans, endorsed by the U.S. Department of Agriculture, also called the USDA rural development loan or USDA mortgage, are limited to rural areas. Unlike FHA loans that demand a minimum 3.5% down payment, USDA mortgages require no initial down outlay.
GEO Mortgage Services, Inc., we are committed to helping you find the right mortgage loan that fits your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. With many satisfied customers, our staff works to provide you with the lowest rates and the best service in the area.
Louisiana Federal Credit Union has been open since 1935. It's the 11th largest credit union in Louisiana with assets totaling $473.99 Million and providing banking services to more than 36, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
The Atlanta National Bank is a branch office of The Atlanta National Bank. They’re located in 105 SW Church St in Atlanta, Illinois. Their bank charter class is N, which means they’re a commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC).
We take pride in offering a variety of accounts and services to our customers. Our friendly customer service representatives and experienced lenders will help you choose the option that best fits your needs. Competitive pricing and community banking for over 128 years differentiates BankORION from the competition.
Citizens National Bank of Albion is one of the leading privately-held financial institutions in Southern Illinois and this area's most trusted lender. We offer personalized customer care and the newest in banking technologies. Headquartered in Albion, Illinois and operating banking centers in Olney, Bridgeport, Lawrenceville, Crossville.
Valley Credit Union was originally chartered as Sheffield-Tuscumbia Credit Union. On January 19, 1956, eight employees of Sheffield and Tuscumbia Board of Education petitioned the state of Alabama for a charter to provide their employees with a convenient way to save and borrow. Today Valley has grown from 22 members in their first month.
At The Exchange State Bank, we enjoy being a banking option for people from all walks of life. Serving the communities of Springville and Martelle and their surrounding areas, we work with customers with a variety of banking needs. The Exchange State Bank Offering a variety of banking services, from deposit accounts and online banking services.
Since our inception on October 4th 1913, Teutopolis State Bank has been a fixture on Main Street in Teutopolis, Illinois. Over the years, we have helped local businesses, individuals, and families develop, grow, and sustain prosperity through our wide range of financial services.
