USDA VS FHA in Checotah, McIntosh County, OK

In 2025, the USDA loan limit in Checotah, county of McIntosh, OK is $336,500, whereas for a single-family home, the FHA limit stands at $472,030.

Use the Lendersa® USDA loan calculator to compare the best USDA versus FHA rates today. Determine the required income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator puts USDA, FHA, Conforming, and VA options side by side to help decide which program in suits your financial needs best.

Compare loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Checotah, McIntosh, OK

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Checotah, OK

Lendersa® aims to secure the best USDA or FHA loans swiftly, with no fuss. Choose one of three starting points to connect with lenders and discover USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in OK?

A USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the U.S. Department of Agriculture and available only in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Bottom Line Mortgage
  • 10185 Red Tail Drive, Fishers, IN, 46037
  • Bottom Line Mortgage, where we specialize in residential mortgages. At Bottom Line Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks.
  • Castle Mortgage Corp.
  • 11501 N. Cumberland Road, Suite 300, Fishers, IN, 46037
  • At Castle Mortgage Corp., our mortgage professionals provide the one-on-one guidance you deserve when it comes to purchasing or refinancing a home. We provide conventional and non-conventional mortgage loan options to help clients with all types of budgets and goals. Our mortgage professionals are well-connected in the community
  • Bildwise
  • 10100 Lantern Rd #125, Fishers, IN, 46037
  • Bildwise provides the tools for fix/flip & buy/hold type investment strategies. We connect remote investors with fully vetted and proven contractors, then we coordinate all parties involved in the rehab project. We assist you throughout the rehabilitation and/or renovation project. Our coordinators are your boots on the ground.
  • Synergy Partners Credit Union
  • 11615 S Avenue O, Chicago, IL, 60617
  • The Synergy Partners Credit Union has a great history behind it. Founded in 1935 as the Republic Steel Employees Credit Union of South Chicago, the credit union grew primarily on the strength of the steel industry. This lasted for over fifty years. In 1985 the credit union changed its name to the Calumet Region Credit Union.
  • ADV Mortgage
  • 12 Rosalie Rd, Bailey, CO, 80421
  • ADV Mortgage was founded by Richie Frangiosa, a 20 year veteran of the mortgage industry.With an underwriting and processing background, we focus on the best possible service to our clients. We are not salespeople, and will never try to be. Our goal is to make the mortgage process as easy and transparent as possible.
  • North Shore Mortgage Company
  • 8250 N 600 W, Suite A, McCordsville, IN, 46055
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Providence Bank & Trust
  • 7936 South Cottage Grove Avenue, Chicago, IL, 60619
  • Providence Bank & Trust is about service, as a bank and as a member of the communities we serve. We pledge to be the local community bank of choice by listening to people, placing their needs first and foremost and responding promptly with meaningful products and services We are a community of talented, dedicated, caring professionals working toget
  • First National Community Bank
  • 701 N 3rd Ave, Chatsworth, GA, 30705
  • National Community Bank is a locally owned community bank. We are deeply committed to the success and growth of local businesses and the financial prosperity of our customers in our community with extraordinary involvement in the communities we have served since 1975.We pride ourselves in our experienced staff of familiar local Bankers.
  • Alliant Credit Union
  • 11545 W. Touhy Ave, Chicago, IL, 60666
  • Alliant is a not-for-profit financial cooperative, which means all of our members are also owners, and we constantly strive to foster our members’ financial well-being and serve their best interests. We offer award-winning rates, allowing our members to save more and earn more. Alliant also provides members with retirement and investment services.
  • Senior Reverse Mortgage Group, Inc.
  • 161 No Clark St, Suite 1600, Chicago, IL, 60010
  • Senior Reverse Mortgage Group is local, not an online based company. Since we are located in the area, we are able to meet face to face in your home, or in our office. Closings may be arranged to be conducted in your home Please contact us for a free consultation so all your options can be discussed, allowing you to make the choice to best meet you