In 2026, the USDA loan limit in Eufaula, in the county of McIntosh, OK, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to compare current USDA versus FHA rates, and ascertain the income, credit, reserves, and documentation needed for approval. Our advanced mortgage calculator offers a side-by-side examination of USDA, FHA, Conforming, and VA loans, aiding in the choice of the optimal program for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to seamlessly secure the best USDA or FHA loans for you. Choose from three approaches to pair with lenders and explore USDA loan programs.
A USDA home loan, supported by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is available exclusively in rural areas. USDA loans require no down payment, unlike FHA loans which require at least a 3.5% down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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