USDA VS FHA in Eufaula, McIntosh County, OK

In 2025, the USDA loan limit in Eufaula, in the county of McIntosh, OK, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to compare current USDA versus FHA rates, and ascertain the income, credit, reserves, and documentation needed for approval. Our advanced mortgage calculator offers a side-by-side examination of USDA, FHA, Conforming, and VA loans, aiding in the choice of the optimal program for your financial situation in .

Check loan offers from a spectrum of 100 lenders

2025 Loan Limits and Down Payment Requirements in Eufaula, McIntosh, OK

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Eufaula, OK

The aim of Lendersa® is to seamlessly secure the best USDA or FHA loans for you. Choose from three approaches to pair with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in OK?

A USDA home loan, supported by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is available exclusively in rural areas. USDA loans require no down payment, unlike FHA loans which require at least a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Frandsen Bank & Trust
  • 116 Central St W, Lonsdale, MN, 55046
  • Frandsen Bank & Trust is a full-service community Bank with offices in Minnesota, North Dakota, and Wisconsin. Our complete selection of Banking products and services is delivered with superior customer service. We proudly offer business and personal Banking solutions along with wealth management trust* services.
  • Stream Mortgage Group LLC
  • 3300 Benjamin E Mays Dr SW, Atlanta, GA, 30311
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • SouthEast Bank
  • 12700 Kingston Pike, Knoxville, TN, 37934
  • SouthEast Bank has become a premiere financial institution in Tennessee by delivering exceptional quality service, & innovative Banking products to its clients. Our experienced staff diligently serves our communities with integrity and a sense of pride by offering exceptional service & value to not only our customers, but the community as a whole.
  • Unlimited Funding
  • 1445 Woodmont Ln #309, Atlanta, GA, 30318
  • Unlimited Funding specializes in funding real estate properties that banks won't lend on for various reasons. Our clients desire asset based lending that allows them to purchase and refinance properties without the red tape, heavy documentation, and strict bank underwriting guidelines that kill many deals.
  • Craft Bank
  • 1575 Northside Drive NW, Bldg 100, Suite 200, Atlanta, GA, 30318
  • Craft Bank offers the Atlanta market a fresh approach to business banking with impeccable digital offerings and a steadfast commitment to the relationships we build. The bank’s holistic approach is designed to support business owners' financial needs – both business and personal.
  • Alpine Financial Inc
  • 2032 Hatteras Way North West, Atlanta, GA, 30318
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • RESIDENTIAL ONE LENDING, INC.
  • 1185 Collier Rd NW, Suite 2216, Atlanta, GA, 30318
  • Our focus is on providing our clients with the necessary knowledge and tools to help them reach their home financing goals, while ensuring they maintain a level of financial stability. Let’s face it – purchasing a home is typically the most significant purchase a person will make, and mortgage payments account for a sizeable portion
  • Polara Capital
  • 408 Atlanta Street, Suite 134, Roswell, GA, 30075
  • Polara Capital is a relationship-based company that seeks to understand our clients’ business, develop flexible loan products, and provide reliable execution. Polara Capital specializes in commercial real estate finance from $500, 000 to $20, 000, 000 for real estate investors, developers and businesses.
  • BuyNowTeam: Amy Buynoski, Mortgage Lender NMLS #545254
  • 995 Canton St, Suite 200, Roswell, GA, 30075
  • We offer the assistance you need to help in all your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process. We offer a variety ways to apply for a loan. You can apply in person, by phone or online.
  • Nestfunder LLC
  • 3021 Mountain Trce North East, Roswell, GA, 30075
  • Nestfunder is a mortgage brokerage built on the principle of partnership. The employees of Nestfunder see themselves as your partner in homeownership. They strive to find the best possible loan product for any situation. Nestfunder wants to be there from purchase to sale. Nestfunder is on a mission to open doors to homeownership.
  • Community Mortgage Center Inc
  • 9910 Hightower Road, Roswell, GA, 30075
  • Community Mortgage Center is a local mortgage company operating in the Atlanta area since 2001. In the 16 years of our business operation we have helped a lot of people to achieve their goal to be a homeowner. We avoid the “cookie cutter” approach of larger companies and work hard to tailor our services to your specific needs and desires.