USDA and FHA Pro and Con in Henryetta, Okmulgee County, OK

In the year 2025, the USDA loan limit for a single-family house in Henryetta, Okmulgee county, OK, is $336,500, while the FHA limit stands at $472,030.

Utilize the Lendersa® USDA loan calculator to explore today's competitive USDA versus FHA rates and find out the needed credit scores, income, reserves, and documents required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you identify the most fitting program for your financial scenario in .

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2025 Loan Limits and Required Down Payment in Henryetta, Okmulgee county, OK

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Henryetta, OK

Lendersa® strives to efficiently deliver an ideal USDA or FHA loan without unnecessary complications. Choose among three options to find lenders that match USDA loan programs seamlessly.

Imagery of Lendersa USDA loan requests and corresponding results

What Defines USDA Loans in OK?

A USDA home loan, supported by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is specifically for rural locales. In contrast, FHA loans demand a minimum 3.5% down payment, while the USDA mortgage requires no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • 1st Nations Mortgage
  • 281 Ponderosa Drive, Boulder, CO, 80303
  • We are a full service mortgage company with many Licensed Mortgage Professionals operating in Virginia and Colorado. We are known for our low rates and our easy loan process. Let our experts take you on an easy journey through the process. 1st Nations specializes in easy and simple. We find the best lender offering the lowest rate
  • Aloha Capital
  • 3601 Arapahoe Ave Building D, Unit 178A, Boulder, CO, 80303
  • Aloha Capital offers fast, flexible and reliable financing at competitive rates to help you leverage your experience and take advantage of real estate investment opportunities. No matter if you are focused on Fix & Flips, Buy & Holds (BRRRR strategy), or Turnkey Investments, we understand your business and are here to help you succeed and grow.
  • Brewton Mill Federal Credit Union
  • 2549 South Blvd, Brewton, AL, 36426
  • Brewton Mill Federal Credit Union was started in 1959 as Brewton CCA Federal Credit Union. In 1999 we changed our name to Brewton Mill Federal Credit. Today our membership includes: Employees of Smurfit-Stone Container Corporation Brewton Mill, Brewton Mill Federal Credit Union Employees, Members of their immediate families
  • Bank of Brewton
  • 103 Belleville Ave., Brewton, AL, 36426
  • The first president of Bank of Brewton was Charles L. Sowell. He was employed in the milling and lumber business until the Civil War broke out. He took part in the bloody battles of Murfreesboro, Mission Ridge, Lookout Mountain, Chichamauga, Franklin, and Nashville. In the Nashville battle he lost his left arm when a rifle ball shattered it.
  • Mountain Valley Bank
  • 17114 Rankin Ave, Dunlap, TN, 37327
  • Mountain Valley Bank has a rich history within our community of the Sequatchie Valley, a history which began over 100 years ago. We opened in a corner of the Moore Hotel as a home-owned independent bank in the heart of Dunlap, Tennessee in 1905, originally known in town as Sequatchie County Bank.
  • LHome
  • 1126 Berry Blvd, Louisville, KY, 40215
  • LHOME combats historic redlining and institutional racism by providing access to low-interest loans and financial coaching services. These services are greatly needed, primarily by African American low-income residents of West Louisville who want to grow their small businesses, increase their credit scores,
  • Accentra Credit Union
  • 400 Fourth Avenue NE, Austin, MN, 55912
  • Accentra Credit Union, formerly Hormel Employees Credit Union, has been serving our members since 1930. Our commitment today is as firm as it was in 1930 - to provide our member-owners a secure place to save and a trusted place from which to borrow. Since our formation, Accentra Credit Union has grown to almost 15, 000 member.
  • "Austin City Employees Credit Union"
  • 711 4th Avenue NE, Austin, MN, 55912
  • Austin City Employees Credit Union is a member owned and controlled financial organization dedicated to serve the financial needs of our members by promoting savings and providing low interest loans and other financial services economically feasible and also We offer competitive rates and flexible terms