USDA VS FHA in El-Reno, Canadian County, OK

In 2025, the USDA loan ceiling in El-Reno, located in the county of Canadian, OK, is set at $285,000, whereas the FHA limit for a single-family residence is $356,362.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. This tool helps identify the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the best program in Alabama for your financial needs.

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2025 Loan Limits and Down Payment Requirements in El-Reno, County of Canadian, OK

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in El-Reno, OK

Lendersa® aims to quickly secure the best USDA or FHA loan for you without hassle. Choose from one of three initial options that connect you to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in OK

A USDA home loan, backed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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