USDA Vs. FHA Pro and Con comparison in Marlow, Stephens County, OK

In 2025, within Marlow, county of Stephens, OK, the USDA loan limit is $336,500, whereas the FHA cap for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to compare today’s prime USDA and FHA rates, determining necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding in selecting the most suitable program for your financial requirements in .

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2025 Loan Limits and Down Payment Requirements in Marlow, Stephens, OK

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Marlow, OK

The mission of Lendersa® is to efficiently connect you with the best USDA or FHA loans, hassle-free. Choose from three paths to find lenders that offer matching USDA loan programs.

Visualization of Lendersa USDA loan requests and results

Understanding USDA Loans in OK

USDA home loans, guaranteed by the Department of Agriculture, known as USDA rural development loans or USDA mortgages, are available only in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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