In 2025, the USDA loan limit in Elgin, situated in the county of Comanche, OK, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today's premier USDA vs. FHA rates and discern the income, credit score, reserves, and documents necessary for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options to guide your decision on the most fitting program for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to swiftly secure the best USDA or FHA loan tailored to your needs, effortlessly. Select one of three pathways that connect you with lenders and USDA loan programs.
USDA home loans, guaranteed by the U.S. Department of Agriculture, also known as USDA rural development loans, are available exclusively in rural regions. Compared to the 3.5% minimum down payment required by FHA loans, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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