USDA Vs. FHA your options comparison in Chickasha, Grady County, OK
In the year 2025, the USDA loan cap in Chickasha, located in the county of Grady, OK, is $336,500. For FHA loans, the limit applicable to a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to scrutinize today's top USDA versus FHA rates, helping you define the necessary income, credit score, reserves, and required documentation for qualification. With our sophisticated mortgage calculator, contrast USDA, FHA, Conforming, and VA options side by side, aiding your decision in Alabama regarding what best fits your specific financial circumstances.
Loan Limits and Down Payment Requirements for 2025 in Chickasha, County of Grady, OK
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Chickasha, OK
At Lendersa®, our commitment is to secure the most beneficial USDA or FHA loan for you swiftly and effortlessly. Choose from among three initial options that facilitate connections with lenders and access to USDA loan programs.
A USDA home loan, assured by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is accessible exclusively in rural areas. In contrast to FHA loans, which demand a minimum down payment of 3.5%, USDA loans impose no such requirement.
This option is advantageous for those interested in homeownership within rural locations without the burden of initial financial costs, offering a streamlined process supported by the government's backing.
Peoples National Bank of Kewanee is a long-standing institution in Central Illinois. Serving Kewanee for over 90 years, Peoples National Bank of Kewanee also serves the communities of Annawan, Bradford, Dwight, Manlius, Reynolds, Seneca
On March 1, 1928, Peoples State Savings Bank opened its doors at the corner of Tremont and Second Streets.
In December of 1914, W.R. Simpson, Byron Colburn, and S. E. Naffziger founded Goodfield State Bank in Mr. Naffziger’s country store. Patrons conducted banking business in one corner of the store until a building was completed in 1915.
Goodfield State Bank was officially incorporated in the State of Illinois in December of 1920
Courtesy First Home Lenders was incorporated on January 29th, 2004 for the purpose of providing our community with quality mortgage products and exemplary service. After spending 23 years in all areas of the financial services industry and additional 4 years specializing in mortgage originations I felt the time was right to open a local
4600 Washington Ave, Suite 107, Evansville, IN, 47714
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Diamond Valley Federal Credit Union is a full-service financial institution and deposits are insured by the NCUA up to $250,000. Our members own Diamond Valley Federal Credit Union so we have no outside stockholders and our Board of Directors are volunteers. Diamond Valley is not-for-profit so we can return profit back to the members
We are a family owned mortgage lender dedicated to making the home loan process simple and fast. Dan Phillips has been in the mortgage industry for the past 30 years and strives to offer excellent service, low competitive rates and mortgage loan programs that meets your specific need.
At First Bank, our mission and values are behind everything we do.
We deliver the financial solutions YOU need!
Since 1864 our priority has been to our customers.
Our doors are open to serve you and to meet your individual financial needs, you are our customers, but you are also our friends and neighbors.
We are proud to be a small town community bank. We are a bank where customers are known by name and where our banking professionals take great pride in helping you with your financial decisions. Decisions are made locally here at RSB, so you can talk directly to the decision-makers.
