USDA and FHA Pro and Con in Chickasha, Grady County, OK

In the year 2025, the USDA loan cap in Chickasha, located in the county of Grady, OK, is $336,500. For FHA loans, the limit applicable to a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to scrutinize today's top USDA versus FHA rates, helping you define the necessary income, credit score, reserves, and required documentation for qualification. With our sophisticated mortgage calculator, contrast USDA, FHA, Conforming, and VA options side by side, aiding your decision in Alabama regarding what best fits your specific financial circumstances.

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Loan Limits and Down Payment Requirements for 2025 in Chickasha, County of Grady, OK

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Chickasha, OK

At Lendersa®, our commitment is to secure the most beneficial USDA or FHA loan for you swiftly and effortlessly. Choose from among three initial options that facilitate connections with lenders and access to USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in OK

A USDA home loan, assured by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is accessible exclusively in rural areas. In contrast to FHA loans, which demand a minimum down payment of 3.5%, USDA loans impose no such requirement.

This option is advantageous for those interested in homeownership within rural locations without the burden of initial financial costs, offering a streamlined process supported by the government's backing.

Enter your location to find out if it qualifies for USDA rural housing loan?



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