USDA Vs. FHA your options comparison in Newcastle, McClain County, OK
In the year 2025, the USDA loan limit for the city of Newcastle, within McClain county, OK, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Make use of the Lendersa® USDA loan calculator to effectively compare today's top USDA and FHA rates. This tool aids in assessing the necessary income, credit, reserves, and documents required to qualify. Our cutting-edge mortgage calculator allows you to view USDA, FHA, Conforming, and VA choices side by side, which facilitates selecting the ideal program for your financial needs in Alabama.
2025 Loan Limits and Down Payment Requirements in Newcastle, County of McClain, OK
Understanding the scope of loan limits and down payment requirements can significantly impact financial planning. Here are the details:
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Newcastle, OK
Lendersa® is committed to efficiently securing the best USDA or FHA loan available for you, free of unnecessary hassle. Choose from three starting paths to engage with lenders and access USDA loan programs.
A USDA home loan, secured by the government through the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. These loans are accessible exclusively in rural areas. Unlike FHA loans that require a down payment of at least 3.5%, USDA mortgages require no down payment.
The Daviess County Teachers Federal Credit Union is a not-for-profit financial cooperative which was chartered in 1971 and established to serve the employees of Daviess County Public Schools and their families. What began as a small organization has now grown into a full service financial institution.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
The Mortgage Guy, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
The Champaign County School Employees’ Credit Union is a not-for-profit organization owned and operated by its members for the benefit of all who belong. You can become a member if you are employed by any school in Champaign County. Membership is also available to the family of members.
Central Illinois Credit Union is a not-for-profit, member-owned financial institution whose purpose is to provide its membership a full range of quality financial services at competitive rates. We are committed to member service in a friendly atmosphere, long term financial stability, promotion of thrift, and involvement in our community.
CIBM Bank is a wholly owned subsidiary of CIB Marine Bancshares, Inc. and formerly operated as "Marine Bank" in its Indiana and Wisconsin markets, "Central Illinois Bank" in its central Illinois market, "Avenue Bank" in its Chicagoland market, and Avenue Mortgage, a division of CIBM Bank serving the communities of all CIBM Bank branches
1322 E San Benito Street, Rio Grande City, TX, 78582
The Starr County Teachers Federal Credit union was founded in 1968 by a group of educators. The purpose of organizing a credit union was to provide school district employees with a financial institution of their own. This institution could offer them better rates on loans and a better return on their deposits.
6911 Washington Avenue, Suite B, Ocean Springs, MS, 39564
FBT Mortgage (FBTM) is a wholly owned subsidiary of First Bank and Trust headquarted in New Orleans, Louisiana. FBTM offers traditional mortgage products as well as unique solutions that are customized to the special needs of clients. FBTM offers Conventional Mortgage financing as well as Veterans Administration (VA), FHA, USDA loans.
