USDA VS FHA in Norman, Cleveland County, OK

For 2026, the USDA loan limit in Norman, positioned in Cleveland county, OK, is $336,500. In contrast, the FHA limit for a single-family residence is $472,030.

Employ the Lendersa® USDA loan calculator to examine today's leading USDA and FHA rates, and determine the required income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans to assist you in selecting the most suitable program in for your financial needs.

Compare loan offers from 100 lenders

2026 Loan Limits and Downpayment Requirements in Norman, Cleveland, OK

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming $726,200 3%

USDA and FHA Loan Options in Norman, OK

The goal of Lendersa® is to quickly find you the best USDA or FHA loan without hassle. Start by selecting one of three pathways that connect with matching lenders and USDA loan programs.

Outcomes from Lendersa USDA loan requests and matches

What is a USDA Loan in OK?

A USDA home loan, guaranteed by the Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is available solely in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Norman Lenders

  • Great Nations Bank
  • 2200 Alameda Street, Norman, OK, 73071
  • Lends in Oklahoma
  • We are committed to provide high quality, high tech services and products in a friendly, community oriented atmosphere, catering to the financial needs of a diverse market. We are involved in the markets we serve through active participation in a variety of community organizations, both civic and charitable.

  • OU Federal Credit Union
  • 2000 W Lindsey Street, Norman, OK, 73069
  • Lends in Oklahoma
  • Founded May 6, 1954, OU Federal Credit Union membership is open to all students, faculty, staff, alu. OU Federal Credit Union is a progressive, member owned and controlled financial organization dedicated to providing comprehensive, low-cost, high quality financial services that are personalized for the membership.

  • Executive Lending Group
  • 2401 Tee Circle, Suite 102B, Norman, OK, 73069
  • Lends in Oklahoma
  • Executive Lending Group We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you

  • Epic Lending LLC
  • 542 Claremont Drive, Norman, OK, 73069
  • Lends in Oklahoma
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Oklahoma Premier Mortgage
  • 3750 W Main St, Suite 140, Norman, OK, 73072
  • Lends in Oklahoma
  • The Oklahoma Premier Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Growing Oaks Federal Credit Union
  • 299 Industrial Boulevard, Goldsby, OK, 73093
  • Lends in Oklahoma
  • "Growing Oaks started from a God-given vision about the growth journey of an acorn to become an oak tree.

    The potential to be an oak tree exists in every acorn. But to become the mightiest oak tree an acorn was designed to be, certain conditions have to occur. An acorn has no control over its growth potential, but YOU DO!"

  • All Commercial Finance
  • 1116 S. Patterson, Oklahoma City, OK, 73160
  • Lends in Oklahoma
  • All Commercial Finance (ACF) is located in Houston, Texas, Winter Park, Florida and Oklahoma City and managed by Jay Clark along with a network of Private Investors. The group has over 55 years of experience in aviation, real estate investments and asset based lending, financial facilitation

  • Citywide Mortgage
  • 9400 S I 35 Service Road, Oklahoma City, OK, 73160
  • Lends in Oklahoma
  • Citywide Mortgage is a residential mortgage company in central Oklahoma created to provide a level of service that makes the home buying process smooth and low-stress. Citywide offers home loans for purchase and refinancing and assists with construction loans. The service provided by our team of lending experts sets Citywide apart

  • Lincoln Lending
  • 501 SE 4th St, Suite C, Moore, OK, 73160
  • Lends in Oklahoma
  • Lincoln Lending strives to serve our fellow Oklahomans with their dreams of home ownership. Buying or refinancing a home is a momentous occasion; beyond our efforts to simplify the process and reduce your stress, we aim to help you focus on the excitement of the purchase. We will walk with you through every step of the process