USDA and FHA Pro and Con in Norman, Cleveland County, OK

For 2025, the USDA loan limit in Norman, positioned in Cleveland county, OK, is $336,500. In contrast, the FHA limit for a single-family residence is $472,030.

Employ the Lendersa® USDA loan calculator to examine today's leading USDA and FHA rates, and determine the required income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans to assist you in selecting the most suitable program in for your financial needs.

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2025 Loan Limits and Downpayment Requirements in Norman, Cleveland, OK

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming $726,200 3%

USDA and FHA Loan Options in Norman, OK

The goal of Lendersa® is to quickly find you the best USDA or FHA loan without hassle. Start by selecting one of three pathways that connect with matching lenders and USDA loan programs.

Outcomes from Lendersa USDA loan requests and matches

What is a USDA Loan in OK?

A USDA home loan, guaranteed by the Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is available solely in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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