USDA VS FHA in Del-City, Oklahoma County, OK

During the year 2025, the USDA loan limit in Del-City, within Oklahoma county of OK, stands at $285,000, whereas the FHA loan ceiling for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to contrast the top USDA and FHA rates available today, determining the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA programs side by side, assisting you in selecting the most suitable option for your financial scenario, especially within Alabama.

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Loan Limits and Down Payment Requirements for 2025 in Del-City, County of Oklahoma, OK

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Opportunities in Del-City, OK

Lendersa® aims to quickly and easily secure the optimal USDA or FHA loan for you. Select from one of three initial options that align with lenders providing USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in OK

A USDA home loan, endorsed by the U.S. Department of Agriculture and commonly known as a USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA loans have no such requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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