USDA Vs. FHA Pro and Con comparison in Del-City, Oklahoma County, OK
During the year 2025, the USDA loan limit in Del-City, within Oklahoma county of OK, stands at $285,000, whereas the FHA loan ceiling for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to contrast the top USDA and FHA rates available today, determining the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA programs side by side, assisting you in selecting the most suitable option for your financial scenario, especially within Alabama.
Loan Limits and Down Payment Requirements for 2025 in Del-City, County of Oklahoma, OK
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Opportunities in Del-City, OK
Lendersa® aims to quickly and easily secure the optimal USDA or FHA loan for you. Select from one of three initial options that align with lenders providing USDA loan programs.
A USDA home loan, endorsed by the U.S. Department of Agriculture and commonly known as a USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA loans have no such requirement.
Citizens State Bank, with assets over $400 million, is one of the largest financial institutions in the state of Iowa. We operate seven banking offices & 12 ATMs in four Iowa counties. Citizens State Bank provides a full line of banking, brokerage, insurance, investment, mortgage, income, trust & payment service products to consumers & businesses.
The IAA Credit Union was formed in 1951 to serve the financial needs of the employees of the IAA Family of Companies. Through the years, our field of membership has been expanded to include the members of Illinois Farm Bureau, COUNTRY Financial policyholders, GROWMARK patrons, and other small employee groups.
Bloomington Municipal Credit Union was started by City of Bloomington employees in January 1953. In August 1975, membership was extended to McLean County employees and other municipalities. The original office was located in a desk drawer at City Hall. Then the City of Bloomington provided office space at 401 S East Street
Champion Community Credit Union began in 1971 with a group of Champion International Paper Company employees who saw the need for a place to save and borrow at reasonable rates. We are now a full service financial institution with assets to over $50,000,000, and four branch offices.
Diamond Valley Federal Credit Union is a full-service financial institution and deposits are insured by the NCUA up to $250,000. Our members own Diamond Valley Federal Credit Union so we have no outside stockholders and our Board of Directors are volunteers. Diamond Valley is not-for-profit so we can return profit back to the members
We are a family owned mortgage lender dedicated to making the home loan process simple and fast. Dan Phillips has been in the mortgage industry for the past 30 years and strives to offer excellent service, low competitive rates and mortgage loan programs that meets your specific need.
First State Bank of Bloomington is unique because we’re 100% employee-owned. If that sounds uncommon, it’s because our ownership structure is extremely rare. In fact, industry analysts have estimated that fewer than 10 banks across the country have a similar structure to ours.We have the attitude & the commitment to make you financially successful.
Established in 1940, Mid-Illini Credit Union evolved from a handful of employee credit unions that joined together to provide top-rate financial services to thousands of local residents. We’re now over 7, 000 members strong and growing…
MICU is a not-for-profit, member-owned financial cooperative, not a corporation
