In 2026, the USDA loan cap in Sulphur, county of Murray, OK, is $336,500 while the FHA maximum for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to assess today’s prime USDA versus FHA rates and identify the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA programs, assisting in choosing the best option for your financial requirements in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is committed to helping you obtain the best possible USDA or FHA loan promptly and without hassle. Choose one of the three options to connect with lenders and explore USDA loan offerings.
The USDA home loan, backed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that have a 3.5% minimum down payment requirement, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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