USDA Vs. FHA Pro and Con comparison in Tishomingo, Johnston County, OK

In 2025, the USDA loan limit in Tishomingo, located in Johnston county of OK, is set at $336,500. Conversely, the FHA limit for a single-family home is $472,030.

Employ Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates, and establish the required income, credit, reserves, and documents for qualification. With our sophisticated mortgage calculator, you can see USDA, FHA, Conforming, and VA options in parallel to determine which program in aligns best with your financial needs.

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2025 Loan Limits and Down Payment Requirements in Tishomingo, Johnston, OK

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Tishomingo, OK

The objective of Lendersa® is to swiftly secure the best USDA or FHA loan options for you with ease. Choose one of three starting points to partner with lenders and explore USDA loan possibilities.

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Understanding USDA Loans in OK

A USDA home loan, officially supported by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. This loan type is offered exclusively in rural communities. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans necessitate no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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