USDA Vs. FHA Pro and Con comparison in Ardmore, Carter County, OK
For the year 2025, the USDA loan limit in Ardmore, within the county of Carter, OK, is set at $336,500, whereas the limit for FHA loans is $472,030 for a single-family dwelling.
Employ the Lendersa® USDA loan calculator to weigh today's optimum USDA versus FHA rates and identify the income, credit, reserves, and documentation necessary for eligibility. Our sophisticated mortgage tool provides a side-by-side comparison of the USDA, FHA, Conforming, and VA programs, aiding you in determining the optimal choice for your financial circumstances, particularly in .
Loan Limits and Down Payment Requirements in Ardmore, County of Carter, OK for 2025
Loan Type
Maximum Loan Amount
Required Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Ardmore, OK
The aim of Lendersa® is to efficiently secure the most favorable USDA or FHA loan for you without any unnecessary difficulties. Choose from one of the three starting options that match you with lenders offering USDA loan programs.
A USDA home loan is a government-backed mortgage by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, specifically for rural areas. Unlike FHA loans that mandate at least a 3.5% down payment, USDA loans require none.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
2850 19th Street South, Suite 300, Birmingham, AL, 35209
"We have built a strong reputation for over 25 years as an outstanding mortgage banking firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout our southeast lending area.
We're a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending"
Diamond Valley Federal Credit Union is a full-service financial institution and deposits are insured by the NCUA up to $250,000. Our members own Diamond Valley Federal Credit Union so we have no outside stockholders and our Board of Directors are volunteers. Diamond Valley is not-for-profit so we can return profit back to the members
We are a family owned mortgage lender dedicated to making the home loan process simple and fast. Dan Phillips has been in the mortgage industry for the past 30 years and strives to offer excellent service, low competitive rates and mortgage loan programs that meets your specific need.
Elite Mortgage Partners is here to provide you with an industry leading mortgage experience while offering the comfort of doing business with a local, Alabama based, company. With 36 years of experience in the mortgage industry, Callie Hill and Nina Noble know what it takes to make sure your loan is done fast, easy and right.
Weather its a first home or a dream home, let me help you through the process of making it YOUR home.
Stewart Holt's goal is to work with you to find the best financing fit possible to get you into your new home, no matter how complex. With 19 years in mortgage finance, I've made it my specialty to work with difficult
2131 Data Office Drive, Suite 250, Birmingham, AL, 35244
Mortgage Linc LLC founder of the Mike Giles from Birmigham, Alabama is Alabama's number one Reverse Mortgage Specialist. Mike will guide you step by step to help you fully understand the Reverse Mortgage process. Mike Giles has years of experience and has helped hundreds of people, like you, get control of thier financial future.
2080 Valleydale Rd, Suite 12, Birmingham, AL, 35244
Nu Source Lending has been in business since 2007. We take pride in providing consumers with options. Every consumer situation is different; at Nu Source we make sure those differences equal opportunity and success. Our staff is dedicated to getting the consumer on the right path
