USDA and FHA Pro and Con in Woodburn, Marion County, OR

For the year 2026, the USDA loan cap in Woodburn, located in Marion county, OR, stands at $336,500. On the other hand, the FHA cap for a single-family home is $483,000.

Try out the Lendersa® USDA calculator to evaluate today’s USDA vs. FHA rates and find out about the income requirements, credit score, savings needed, and documentation for qualification. This advanced mortgage tool lets you view USDA, FHA, Conforming, and VA options side-by-side, aiding in selecting the most suitable program in for your finances.

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Within Woodburn, Marion, OR: 2026 loan limits & down payments

Loan Type Maximum Limit Minimum Down Payment
USDA $336,500 0%
FHA $483,000 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA loan choices in Woodburn, OR

Lendersa® is dedicated to quickly securing you the optimum USDA or FHA loan without undue hassle. Select one of the three outlined routes to connect with lenders and discover USDA loan offerings.

Lendersa USDA loan inquiry and matching outcomes

Understanding a USDA Loan in OR

A USDA home loan is backed by the U.S. Department of Agriculture, known also as a USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans that require a 3.5% down payment, a USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Bank of Little Rock Mortgage
  • 500 SE Walton Blvd, Suite 18, Bentonville, AR, 72712
  • Bank of Little Rock Mortgage is a​ leading mortgage lender founded and headquartered in Arkansas. We originate residential home loans such as FHA, VA, Conventional, Rural Development and bond loans. We have several branches located throughout Arkansas, Alabama, Missouri. Florida and Utah.

  • Hero Mortgage, LLC
  • 609 SW 8th Street, Suite 600, Bentonville, AR, 72712
  • Hero Mortgage, LLC you’re buying, selling, refinancing or building your dream home, you have a lot riding on your Loan Officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who can give you quick and accurate financial advice.

  • New Season Mortgage, LLC
  • 900 SE 5th Street, Suite 22, Bentonville, AR, 72712
  • New Season Mortgage is a wholesale mortgage company. This simply means that we have more options to offer you. It allows you to shop for the best loan within your budget from one convenient place. No application fee. No Processing fee. The lowest interest rates in the industry.We’re local but offer a completely digital, streamlined experience.

  • AMUSA Commercial Capital
  • 201 Main Street, Fort Worth, TX, 76102
  • AMUSA Commercial Capital is a 31-year-old non-bank small-balance commercial lender funding in most states. We fund most commercial property types. Our loan programs include funding investment and owner-occupied properties. We do not require business or personal tax returns, or financial statements. We have lite doc and no doc programs. We h

  • Tarrant County's Credit Union
  • 200 Taylor Street, Suite 215, Fort Worth, TX, 76102
  • In 1955, a group of Tarrant County employees came together to fulfill their vision - the creation of a credit union to serve the unique needs of Tarrant County staff members. Since that time, TCCU has grown into an award-winning $104M credit union, serving over 11, 200 members and We're now in five Tarrant County facilities.

  • EECU Credit Union
  • 1617 West Seventh Street, Fort Worth, TX, 76102
  • EECU Credit Union is one of North Texas’ largest locally owned financial institutions with a long history of serving the financial needs of individuals and businesses in Greater Fort Worth. Open to anyone who lives or works in Tarrant County and surrounding areas, EECU provides more than 250, 000 people with a full range of financial products.

  • Ben E. Keith Employees Federal Credit Union
  • 601 E 7th Street, Fort Worth, TX, 76102
  • Ben E. Keith Company is the sole sponsor of Ben E. Keith Employees FCU. We offer membership to only the employees, retirees and eligible family members of both the Food and Beverage divisions of Ben E. Keith Company. We can proudly say that we have remained true to the uniqueness of credit unions

  • Worthington National Bank
  • 500 Main St, Fort Worth, TX, 76102
  • Worthington National Bank is one of the few locally owned and operated banks in Tarrant County and puts a priority on relationship-based banking. There are no 1-800 numbers and no automated phone systems. Offering checking, savings, money market accounts, loans and mortgage services, Worthington National Bank has a philosophy that all customers

  • CapTex Bank
  • 1301 W 7th St, Suite 201, Fort Worth, TX, 76102
  • CapTex Bank offers a variety of loans to help you achieve your goals whether it be buying a new home, opening a small business, or sending your child to the college of their dreams.

    Our knowledgeable loan representatives are here to assist you in deciding what loan best fits your needs in a friendly, non-intimidating environment

  • GM Financial Sugar Land Credit Center
  • 801 Cherry Street, Suite 3500, Fort Worth, TX, 76102
  • GM Financial is the wholly owned captive finance subsidiary of General Motors and is headquartered in Fort Worth, Texas. We are a global provider of auto finance solutions, with operations in North America, South America and Asia. Through our long-standing relationships with auto dealers.

  • VA Loans with Ed
  • 1600 W 7th St, Suite 401, Fort Worth, TX, 76102
  • VA Loans With Ed was created by a veteran for veterans. This is the premier source for veterans to learn everything they need to know about the VA loan, and get the most out of the benefit they earned. Ed Andrews's initial goal is to find out what brought you to the website and what your VA home loan goals are.

  • AMUSA COMMERCIAL CAPITAL
  • 201 Commerce St, Suite 1445, Fort Worth, TX, 76102
  • At AMUSA Commercial Capital. We Represent Direct Lenders in many of our programs and also represent gateways for several Trusts and Hedge Funds, furthermore; we have established direct lending relationships with over 100 large commercial nationwide lenders, and Wall Street money, with access to billions of dollars of private capital