For the year 2025, the USDA loan cap in Woodburn, located in Marion county, OR, stands at $336,500. On the other hand, the FHA cap for a single-family home is $483,000.
Try out the Lendersa® USDA calculator to evaluate today’s USDA vs. FHA rates and find out about the income requirements, credit score, savings needed, and documentation for qualification. This advanced mortgage tool lets you view USDA, FHA, Conforming, and VA options side-by-side, aiding in selecting the most suitable program in
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| Loan Type | Maximum Limit | Minimum Down Payment |
| USDA | $336,500 | 0% |
| FHA | $483,000 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is dedicated to quickly securing you the optimum USDA or FHA loan without undue hassle. Select one of the three outlined routes to connect with lenders and discover USDA loan offerings.
A USDA home loan is backed by the U.S. Department of Agriculture, known also as a USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans that require a 3.5% down payment, a USDA mortgage requires no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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