USDA and FHA Pro and Con in Hayesville, Marion County, OR
For 2026, the USDA loan limit in Hayesville, within Marion county, OR, is set at $336,500, whereas the FHA limit for a single-family home is $483,000.
Use the Lendersa® USDA loan calculator to see today's best USDA vs. FHA rates and determine the necessary income, credit, reserves, and documents for qualification. With our sophisticated calculator, you can compare USDA, FHA, Conforming, and VA options side by side to help choose the right program in for your financial circumstances.
Loan Limits and Down Payment Needs for 2026 in Hayesville, Marion, OR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$483,000
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Hayesville, OR
Lendersa® aims to obtain the best possible USDA or FHA loan for you swiftly and without hassle. Start with one of three pathways to connect with lenders and explore USDA loan programs.
The USDA loan, secured by the government Department of Agriculture—which is also known as a USDA rural development loan or USDA mortgage—is accessible only in rural areas. Contrary to FHA loans requiring a 3.5% down payment, USDA loans need no such payment.
We are a full service mortgage broker started in 2004 that follows the Golden Rule and offers five star service and the best rates in the business. We offer conventional, subprime, construction, renovation, jumbo, FHA, VA and USDA loans as well as private mortgages. We look forward to the opportunity to provide you with five star service.
When we first chartered in 1964 as Oregon Employees Federal Credit Union, our mission was to serve the state employees of Salem. We’ve grown from $40, 000 in founding member assets to nearly $116 million today. We now serve close to 9, 000 members. Our Mission is to Standing tall to deliver value and innovative financial solutions to our community.
At Willamette Valley Bank, we do things differently. Unlike the big out-of town money center banks, we have built our reputation on our commitment to the families and businesses of the Willamette Valley. We listen to what our customers want and we work to provide it- locally and personally.
2195 Hyacinth Street Northeast, Suite 191, Salem, OR, 97301
Lends in Oregon
Mighty Mortgage home loans is an independent locally owned mortgage broker located in Salem, Oregon. Our goal is to provide you with superior, concierge level customer service at an exceptional value. We do this by specializing exclusively in Oregon home loans to qualified borrowers. If you need a residential home loan in Oregon.
Our focus on lifelong learning is a result of our proud history as an educators’ credit union, dating back to our start in 1935. While the tools we use to provide lifelong learning have changed throughout our over 75 years in business, the spirit of our commitment has not. You're different. So are we. “Different” is what changes the world.
We're a full service mortgage company with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and costs-to meet your unique needs.
as loan professionals is to evaluate your individual credit & income picture to determine what loan programs you qualify for that will provide you with the lowest interest rates, the terms you desire & the least amount of costs to maximize your dollars.At Resident Lending Group we believe that EVERY client should be treated with respect.
At Lighthouse Financial Enterprises, Inc. our mission is to set a high standard in the mortgage industry.We are committed to quality customer service- putting the people we serve first.Our goal is to carefully guide you through the home loan process so that you can confidently select the best mortgage for your family from the many mortgage options.
Jenny Kuball | Capitol Mortgage Company Loan Officer
2254 Wilmington Ave NW, Salem, OR, 97304
Lends in Oregon
As a locally owned company with operations in the greater Salem and Portland metro areas, we are passionate about helping our fellow Oregon residents and investors. We proudly offer a significant range of financing programs, including conventional, FHA, VA, USDA, and even private money financing.
IBEW/SJ Cascade Federal Credit Union is a member owned, not for profit financial cooperative that is committed to its members. We are committed to the financial well-being of our membership. We offer a full line of savings & loan products. We offer most services that an individual could get at any other financial institute delivered at a fair cost.
