USDA Loan Vs. FHA loan pro & con Hayesville, Marion County, OR

For 2025, the USDA loan limit in Hayesville, within Marion county, OR, is set at $336,500, whereas the FHA limit for a single-family home is $483,000.

Use the Lendersa® USDA loan calculator to see today's best USDA vs. FHA rates and determine the necessary income, credit, reserves, and documents for qualification. With our sophisticated calculator, you can compare USDA, FHA, Conforming, and VA options side by side to help choose the right program in for your financial circumstances.

USDA and FHA Loan Options in Hayesville, OR

Lendersa® aims to obtain the best possible USDA or FHA loan for you swiftly and without hassle. Start with one of three pathways to connect with lenders and explore USDA loan programs.

Understanding USDA Loans in OR

The USDA loan, secured by the government Department of Agriculture—which is also known as a USDA rural development loan or USDA mortgage—is accessible only in rural areas. Contrary to FHA loans requiring a 3.5% down payment, USDA loans need no such payment.

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(503) 539-1575 Lender's profile and map Reviews Mann Mortgage Lake Oswego 15540 Boones Ferry Rd, Lake Oswego, OR, 97035 Mann Mortgage is a family-owned company that emphasizes community relationships, honesty, and integrity. Since our founding in 1989 by Don Mann, Mann Mortgage has been dedicated to cultivating trust and practicing responsible lending principles. For 30 years As a company, we are committed to hometown values
503 941 5473 Lender's profile and map Reviews Northwest Private Lending 5335 Meadows Rd, Suite 380, Lake Oswego, OR, 97035 Northwest Private Lending is a Portland-based private lender specializing in hard money or “collateral based loans.” We have over 20-years of lending experience in Oregon and Washington. Our primary focus is to offer creative lending solutions to borrowers who either own real estate or seek to acquire new investment real estate.
(866) 454-4735 Lender's profile and map Reviews Willamette Community Bank 333 Lyon Street SE, Albany, OR, 97321 People's Bank was founded in 1998 with the belief that as a locally owned and managed community bank, we could do a better job delivering customized, high quality banking services and products to the Rogue Valley. Our experienced bankers know our community and its people and businesses. Policies and decisions are made locally and in a thoughtful an
(541) 791-7014 Lender's profile and map Reviews Expert Mortgage Group 420 1st Ave East, Suite B, Albany, OR, 97321 Expert Mortgage Group has been offering private mortgages and alternative real estate funding in Oregon since 2008, with more than 600+ privately financed mortgage transactions of all types. Over that time we have seen just about everything there is to see in real estate projects and private lending and we’d love to work with you!
(541) 666-2915 Lender's profile and map Reviews Platinum Mortgage Group 220 6th Avenue SW, Albany, OR, 97321 Platinum Mortgage Group is a division of Finance of America Mortgage LLC \|Equal Housing Opportunity \| NMLS ID #1071 (www.nmlsconsumeraccess.org)\| 300 Welsh Road, Building 5, Horsham, PA 19044 \| (800) 355-5691 \| Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act Questions, comments, concerns.
(800) 950-4536 Lender's profile and map Reviews Central Willamette Credit Union 7101 Supra Drive SW, Albany, OR, 97321 Central Willamette Credit Union story begins on October 5, 1955, at a mass meeting held under the sponsorship of Local 1141 when initial steps were taken to form a credit union for government employees in Linn County. Employees from the U.S. Bureau of Mines and the Albany and Lebanon.
(503) 636-4800 Lender's profile and map Reviews Community Financial Corporation 412 A Ave, Suite 150, Lake Oswego, OR, 97034 Community Financial Corporation offers lending solutions for short-term construction and lot/land acquisition and development for builders in Oregon and Southwest Washington. We take pride in our reassuring, low-key approach to help you find the best loan for your needs. Community Financial makes local decisions regarding loan approvals.
(503) 752-2357 Lender's profile and map Reviews Avelloe Mortgage Corporation 415 State Street, Suite 190, Lake Oswego, OR, 97034 Avelloe was founded by David Feathers, a mortgage professional since 1988, on the principals of effective communication, education, and a “do the right thing no matter the cost” attitude. As a truly independent Mortgage Broker, Avelloe has access to multiple funding sources, not just one underwriting platform.
(503) 816-4602 Lender's profile and map Reviews Newland Mortgage 4000 Kruse Way Pl, Bldg 3, Suite 120, Lake Oswego, OR, 97034 Newland Mortgage was founded on principles of education, information and transparency. As a full service Independent Mortgage Broker we have the ability to shop the best wholesale lenders in the country to find the most competitive rates and options. Our goal is to be the premier mortgage broker in the Portland market.
(503) 924-6360 Lender's profile and map Reviews CASHCO Financial Services, Inc 922 SE Oak St, Hillsboro, OR, 97123 CashCo opened with money borrowed from credit cards and family in a double wide trailer with no running water on January 2, 1989. We thought we had a really cool idea for our business but found out getting it off the ground was not as easy as we imagined. We made some costly, near-fatal mistakes as we figured things out.
(503) 422-6013 Lender's profile and map Reviews Baseline Mortgage LLC 1049 Southwest Baseline Street, Suite A120, Hillsboro, OR, 97123 Art Chavez a Mortgage Broker with Baseline Mortgage LLC, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Mortgage Broker serving Oregon exclusively. Art Chavez Owner at Baseline Mortgage, LLC. Baseline Mortgage, LLC Established in 2004.