USDA Vs. FHA your options comparison in Hayesville, Marion County, OR

In 2025, USDA loan limit in Hayesville, county of Marion, OR is $336,500 while FHA limit is $483,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Hayesville, county of Marion, OR

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $483,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Hayesville, OR

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Oregon?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • United Bay Community Credit Union
  • 1309 N. Lincoln Ave., Bay City, MI, 48708
  • United Bay Community Credit Union (UBCCU) was founded with one core purpose in mind: to build and foster the financial well-being of our community. More than just a bank, UBCCU is a member-owned, not-for-profit financial institution. We provide a safe place to grow strong financial roots.
  • The Evangeline Bank and Trust
  • 497 West Main Street, Ville Platte, LA, 70586
  • The Evangeline Bank and Trust Company is an independent banking company that provides banking services to consumer and business customers in its normal area of operation. Our goal is to meet the banking needs of our communities served with outstanding customer service while taking active roles in our local communities.
  • Bank of Yazoo City
  • 104 North Main Street, Yazoo City, MS, 39194
  • Bank of Yazoo is proud to be Mississippi’s second oldest bank. We have been meeting the financial needs of our communities and customers for over 140 years, and we currently serve our customers and communities in Yazoo, Madison, and Rankin Counties in Mississippi with five convenient locations and one location currently under reconstruction.
  • Aeroquip Credit Union
  • 901 Plymouth Street, Jackson, MI, 49201
  • Aeroquip Credit Union is a full service credit union and a not-for-profit financial cooperative, which means we help our members save money in the form of high-return savings and low-rate loans. Because we are owned by our members, the membership is our top priority. We are dedicated to providing you with exceptional service
  • American 1 Credit Union
  • 718 E Michigan Avenue, Jackson, MI, 49201
  • American 1 began as the Jackson Co-Op Federal Credit Union, a service provided to members of the Jackson Co-Op, and was founded in 1950. The Jackson Co-Op Credit Union was originally located at the local United Rubber Workers Hall 185 on a part-time basis, featuring 47 members, three full-time employees in its first year.
  • Flagstar Bank
  • 301 West Michigan Avenue, Suite 4-501, Jackson, MI, 49201
  • At Flagstar, we believe in the Human Interest Rate. It’s not the interest rate other banks talk about, but we do. We have genuine interest in helping our customers achieve their financial goals and bringing solutions within reach. While you’re here, please reach out to us any time.
  • Huron Community Bank
  • 301 North Newman Street, East Tawas, MI, 48730
  • Huron Community Bank first opened its doors in 1927 under the name Peoples State Bank. The banks first location and legacy began on the corner of Newman and State Street in East Tawas, MI. That branch was located directly across the street from what is currently known as the banks' headquarters.
  • Kraftcor Federal Credit Union
  • 2960 Squirrel Tail Hollow Road, Hawesville, KY, 42348
  • Kraftcor Federal Credit Union was originally founded in 1972 by a group of men that worked together at Wescor and Western Kraft paper mills in Hawesville, Kentucky. They believed in the Credit Union movement and wanted to start a financial institution that was owned by its members.
  • Home Banking Company
  • 795 Poplar Avenue, Selmer, TN, 38375
  • For over 100 years Home Banking Company's philosophy has been to provide efficient, courteous service and to provide our customers with the most up-to-date, quality financial products available to the banking industry. We are opening new financial doors by offering options that make banking as convenient as possible for our customers.
  • First National Bank of South Padre Island
  • 709 Padre Blvd, South Padre Island, TX, 78597
  • First National Bank of South Padre Island is a full service independent bank providing personal and friendly service to our customers. First National Bank of South Padre Island is the oldest independent bank in South Padre Island and has been serving the Laguna Madre area for over thirty-five years.
  • Financial Partners Federal Credit Union
  • 22440 Main Street, Woodburn, IN, 46797
  • Financial Partners Federal Credit Union is a full service financial cooperative. We are a community chartered, federally insured credit union serving all of the residents and employees of East Allen County and their families. Financial Partners has been providing our members with the highest quality financial services since 1965.