USDA and FHA Pro and Con in Canby, Clackamas County, OR

In 2026, the USDA loan limit in Canby, within the county of Clackamas, OR, reaches $478,400. For a single-family home, the FHA limit is $672,750.

Use Lendersa® USDA loan calculator to compare today’s USDA and FHA rates, figuring out the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA choices side by side, aiding your decision for the best program in for your financial needs.

Compare offers from 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Canby, Clackamas, OR

Loan Type Loan Limit Down Payment
USDA $478,400 0%
FHA $672,750 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loans in Canby, OR

The aim of Lendersa® is to connect you with the best USDA or FHA loan quickly and without hassle. Start by choosing one of three options that link you with lenders and viable USDA loan programs.

Lendersa USDA loan inquiry and matching outcomes

Understanding USDA Loans in OR

A USDA home loan, insured by the government’s Department of Agriculture and termed a USDA rural development loan or USDA mortgage, is available solely in rural neighborhoods. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Canby Lenders

  • Advantage Mortgage Inc
  • 265 SW 1st Avenue, Canby, OR, 97013
  • Lends in Oregon
  • Advantage Mortgage was founded on the principle that big bank/retail lending, was not the best way to serve clients. On August 1st, 2018, our Canby office opened and a new path was forged in Mortgage Lending. As Independent Mortgage Brokers, we supply our customers with smarter and more financially sound solutions in home lending.

  • Greater Oregon Mortgage Company
  • 6840 Sw Fernbrook Ct, Wilsonville, OR, 97070
  • Lends in Oregon
  • Greater Oregon Mortgage Company offers a wide range of residential mortgage loan products to meet your financial needs and circumstances. Whether you’re a first-time buyer or seasoned investment property owner, I’m here to guide you through the process. Feel free to contact me so we can discuss what loan programs are best for your situation.

  • Kahren Oxner at UMortgage
  • 25195 SW Parkway Ave, Suite 204, Wilsonville, OR, 97070
  • Lends in Oregon
  • Kahren Oxner Helping her clients realize their dreams of homeownership, has been my passion for over 21 years. Kahren will be forever grateful to the amazing mentors and leadership opportunities I’ve had along the way, and am humbled as a Senior Loan Officer at UMortgage, to be able to do the same for our team in return.

  • Borrow Smart Mortgage Inc
  • 9450 South West Commerce Circle, Suite 401, Wilsonville, OR, 97070
  • Lends in Oregon
  • Tom Griffith and team have a combined experience of 50 years in the mortgage industry and felt there was a better way to facilitate a clients needs without eliminating inefficacies in the communication process. Borrow Smart Mortgage takes this into account by leveraging strategies to make the home buying process quick and affordable.

  • Pacific West Bank
  • 2040 8th Avenue, West Linn, OR, 97068
  • Lends in Oregon
  • Pacific West Bank was founded in 2004 by a group of local business leaders who recognized that a strong banking relationship is a critical component to success. Their vision was to form a bank where clients felt known, understood and supported. We continue to use this as our guiding principal today as we write the next chapter of PWB.

  • Approved Mortgage Inc
  • 1800 Blankenship Road, Suite 206, West Linn, OR, 97068
  • Lends in Oregon
  • Approved has partnered with industry leading wholesale mortgage lenders and real estate professionals to offer an exclusive lending and realty experience. Combining Real Estate and Mortgage services to provide you with a streamlined, efficient, customized experience. We have over 40 years of combined experience dealing with Mortgage lending.

  • Lewis & Clark Bank
  • 15960 S. Agnes Ave., Oregon City, OR, 97045
  • Lends in Oregon
  • Lewis & Clark Bankerpreneurs share the entrepreneurial spirit with their clients who also own and have started their own businesses. Growth is a goal. But, more importantly, to be the resource and destination for small businesses who want to expand and be woven into the business fabric of their communities.

  • Clackamas Federal Credit Union
  • 270 Warner Milne Road, Oregon City, OR, 97045
  • Lends in Oregon
  • Clackamas Federal Credit Union has been helping people and businesses like you, improve their lives. We’re a different type of financial institution that’s owned by its members, not corporate shareholders. We’re a not-for-profit dedicated to helping hard working people like you achieve your financial goals, faster.

  • Value Added Mortgage Group LLC
  • 19346 Auburn Drive, Oregon City, OR, 97045
  • Lends in Oregon
  • Value Added Mortgage our clients see a difference. Focused on a Education, Communication and Customer first mentality our team works hard to deliver an exceptional experience in the home loan industry.Our mortgage experience is simple and streamlined with one goal – To Exceed Your Expectations.

  • Turn Key Mortgage LLC
  • 207 8th Street, Oregon City, OR, 97045
  • Lends in Oregon
  • Our mission is to help our clients get into homeownership and to assist clients with multiple properties on how to restructure them for the best financial outcome and their growth needs. We’ll work alongside you to save you time, stress and money, while making your home purchase a quick and simple process all at no cost to you.