USDA Vs. FHA Pro and Con comparison in Canby, Clackamas County, OR

In 2026, the USDA loan limit in Canby, within the county of Clackamas, OR, reaches $478,400. For a single-family home, the FHA limit is $672,750.

Use Lendersa® USDA loan calculator to compare today’s USDA and FHA rates, figuring out the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA choices side by side, aiding your decision for the best program in for your financial needs.

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Loan Limits and Down Payment Requirements for 2026 in Canby, Clackamas, OR

Loan Type Loan Limit Down Payment
USDA $478,400 0%
FHA $672,750 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loans in Canby, OR

The aim of Lendersa® is to connect you with the best USDA or FHA loan quickly and without hassle. Start by choosing one of three options that link you with lenders and viable USDA loan programs.

Lendersa USDA loan inquiry and matching outcomes

Understanding USDA Loans in OR

A USDA home loan, insured by the government’s Department of Agriculture and termed a USDA rural development loan or USDA mortgage, is available solely in rural neighborhoods. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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