USDA and FHA Pro and Con in Abington, Montgomery County, PA

In the year 2025, the USDA loan limit in Abington, within Montgomery county, PA, is set at $381,800. Conversely, the FHA limit for a single-family home is $529,000.

Utilize the Lendersa® USDA loan calculator to compare today’s optimal USDA versus FHA rates and identify the necessary income, credit score, reserves, and documentation for qualification. With our sophisticated mortgage calculator, examine USDA, FHA, Conforming, and VA offerings side by side to choose the best program for your financial situation in .

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Loan Limits and Down Payment Requirements for 2025 in Abington, Montgomery, PA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Abington, PA

The mission of Lendersa® is to swiftly provide you with the best possible USDA or FHA loan without complications. Begin by choosing one of three starting points that match you with appropriate lenders and USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

The USDA home loan, sometimes called a USDA mortgage or rural development loan, is guaranteed by the U.S. Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans that require a down payment of at least 3.5%, USDA loans require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • US Funding Co
  • 6 Centerpointe Dr, La Palma, CA, 90623
  • US Funding was founded with transparancy and efficiency in mind. We value every family we serve and believe that they deservie phenominal customer service. US Funding, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We’re here to make the home loan process easier
  • F&A Federal Credit Union
  • 2625 Corporate Place, Monterey Park, CA, 91754
  • F&A was chartered in 1936 to provide financial services to employees of the Los Angeles County Forestry, Fire and Agricultural Departments. From opening day assets of $26, F&A has grown to holdings of over $2 billion and over 46,500 members. In addition to employees and families of the Forestry, Fire, Agricultural and Weights & Measures Departments
  • Geo-Corporation
  • 901 Corporate Center Drive, Suite 401, Monterey Park, CA, 91754
  • Geo-Corp has become a recognized lender by bringing expertise, extremely competitive rates and pricing on broad mortgage products, and exceptional customer service all under one roof as a direct lender. Founded in 1998, the Geo-Corp Corporate Office is located in Monterey Park, California and the company.
  • Simi Trilogy Corp
  • 300 South Atlantic Boulevard, Suite 105, Monterey Park, CA, 91754
  • "Simi Trilogy Corp is made up by a group of CPA, EA, Tax professional, Insurance expert and Mortgage loan banker. Simi Trilogy Corp maintains a corporate independence our customers can count on. We believe there is no boundary between difference areas of expertise as they are just spectrums of people’s life. By putting the puzzles together"
  • Discovery Realty and Finance
  • 2331 Honolulu Avenue, Suite E, Montrose, CA, 91020
  • Discovery Realty and Finance 25 years of experience in Southern California Real Estate we work extensively to help our clients meet their Real Estate & Financing goals. Our mission is to set a high standard in the Real Estate & Mortgage industry. We are committed to provide you with impeccable service putting the people we serve first.
  • Source One Finance, Inc.
  • 2441 Honolulu Avenue, Suite 142, Montrose, CA, 91020
  • Source One Finance is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • LBS Financial Credit Union
  • 5505 Garden Grove Blvd, Westminster, CA, 92683
  • Long Beach school district and city college employees. Long Beach School District Employees Federal Credit Union, as LBS Financial was originally called, was operated out of homes and a classroom at Wilson High School. The staff were mostly volunteers who wanted to help the members of their community have affordable, trusted financial options.
  • California International Bank, A National Banking Association
  • 15606 Brookhurst Street, Suite C-D, Westminster, CA, 92683
  • Our mission is to facilitate and enhance the economic activity of the communities in which we operate and serve. We accomplish our mission by assisting our customers on which bank products and services fit their financial requirements. Loan decisions are made locally by experienced commercial bankers who have extensive lending experience.
  • Seal Real Estate
  • 14284 Beach Blvd, Westminster, CA, 92683
  • As a local area expert with knowledge of the communities, our objective is to work diligently to assist you in meeting your real estate goals. If you are considering buying or selling a home or would just like to have additional information about real estate in your area, please don't hesitate to call or e-mail us.
  • TD Lending, Inc.
  • 13833 Beach Boulevard, Westminster, CA, 92683
  • TD Lending Inc. is actively seeking new borrower and broker relationships to grow its bridge lending business. We pride ourselves on conducting business with transparency, professionalism and integrity. and TD Lending Inc. our focus is on getting you the right loan and the right terms to fit your financial situation.