USDA and FHA Pro and Con in Cheltenham, Montgomery County, PA
In 2025, the USDA loan limit for Cheltenham, within Montgomery county in PA, is $381,800. By comparison, the FHA limit for a single-family home is $529,000.
Use the Lendersa® USDA loan calculator to contrast today's best rates for USDA and FHA loans, determining the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA programs side by side, assisting you in selecting the option that best fits your financial situation in .
Loan Limits and Down Payment Requirements in 2025 for Cheltenham, Montgomery, PA
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Cheltenham, PA
The aim of Lendersa® is to efficiently provide you with the best USDA or FHA loan with minimal hassle. Begin with one of three options that link you with suitable lenders and USDA loan programs.
The USDA home loan, often called a USDA mortgage or rural development loan, is guaranteed by the Department of Agriculture. Available only in rural areas, it requires no down payment, unlike FHA loans which require a minimum of 3.5%.
"Mill Mortgage services Arizona, California, Florida, and Washington. We have access to a wide variety of programs giving us the ability to place you in the best product that suites your needs.
Competitive rates, low fees, quick turnaround times, accessibility, and great service are all standard, but what sets us apart is being able to provide."
14780 W Mountain View Blvd, Suite 206, Surprise, AZ, 85374
A leading mortgage company in the Peoria area of Arizona, we are committed to helping people in all stages of their life, find the right mortgage for their home & financial goals. We specialize in helping people buy second/retirement homes, reverse mortgages, & qualifying customers to buy a home or refinance the one they currently live in & love.
12725 West Indian School Road, Suite F106, Avondale, AZ, 85392
Rally Home Mortgage has nearly 25 years of experience in helping clients complete their financial goals. We pride ourselves on serving Veterans & First Time Homebuyers to Investors & Builders.Rally Home Mortgage, your One-Stop-Shop for all your residential financing needs. Founded in 2018 by Joshua Nelson & Michael Acosta
12409 West Indian School Road, Suite C301, Avondale, AZ, 85392
All West Capital LLC know that each customer has specific needs and we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for. With a variety of loan programs and an established network of lenders behind.
Our Goal is to be the Whole Shebang to you & Help you with whatever you need without charging fees like most companies.If you need Help, then you are the right place! We can also Help with your Real Estate needs at our sister company Shebang Realty.We are Eager for Every Opportunity to Help someone with a Home Purchase or Mortgage Refinance loan
15411 W. Waddell Road, Suite 107, Surprise, AZ, 85379
Radiant Financial Group, our clients are not just another transaction. We strive to satisfy each customer so completely that they will tell their friends and family members about how much they enjoyed working with us. In fact, 80% of our business comes from customer referrals. Our clients are our most valued asset.
505 East Plaza Circle Drive, Suite D, Litchfield Park, AZ, 85340
True North Mortgage can help you achieve your goals. To set up the right Litchfield Park, AZ Mortgage plan for you, get in touch with us. Dan and Jim are a couple of guys that grew up together in the thriving metropolis of Camp Verde, Arizona. No, that's not some boys camp for troubled youth, it really is a place believe it or not.
Credit Union West is an award-winning financial cooperative founded in 1951 on the Luke Air Force Base in Glendale, Arizona. Our core principals guide our decisions ensuring integrity and trusted member service. With more than $1 billion in assets and over 80, 000 members, we offer an array of personal banking, business services.
