USDA Vs. FHA Pro and Con comparison in Oreland, Montgomery County, PA
For 2025, the USDA loan limit in Oreland, located within Montgomery county, PA, is $381,800. Meanwhile, the FHA limit for a single-family house is $529,000.
Leverage the Lendersa® USDA loan calculator to compare today's USDA and FHA top rates, determining income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA, aiding your decision for the best program in for your financial situation.
2025 Loan Limits & Down Payment Requirements in Oreland, Montgomery, PA
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Oreland, PA
Lendersa® aims to swiftly offer you the ideal USDA or FHA loan without the hassle. Choose one of three starting pathways to connect with lenders and discover USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, known as the USDA rural development loan or mortgage, is offered only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.
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