In the year 2025, within the city limits of Altoona in Blair county, PA, the USDA loan threshold is valued at $336,500, whereas the FHA's limit for a single-family dwelling is set at $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate the contemporary leading rates for USDA versus FHA loans. This tool helps identify the necessary income, credit score, reserves, and documentation for qualification. Our sophisticated mortgage calculator allows you to compare USDA, FHA, Conforming, and VA programs side by side, aiding in the decision of which plan best suits your financial needs in
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| Type of Loan | Maximum Limit | Required Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is committed to swiftly providing you with the most favorable USDA or FHA loan options, minimizing stress. Start with one of three pathways that align you with the most suitable lenders and USDA loan schemes.
The USDA home loan, renowned as a USDA mortgage or USDA rural development loan, is assured by the governmental Department of Agriculture, accessible solely in rural zones. Contrary to FHA loans that necessitate a 3.5% minimum down payment, USDA mortgage loans eliminate the requirement for any down payment entirely.
Enter your location to find out if it qualifies for USDA rural housing loan?
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