USDA and FHA Pro and Con in Blair, Blair County, PA
In the 2025, for Blair in Blair County, PA, the USDA loan limit is established at $336,500. In contrast, the FHA loan limit for a single-family home in the same region is set at $472,030. Knowing the loan limits aids potential homebuyers in planning and budgeting for purchasing a home.
Leverage the Lendersa® USDA loan calculator to efficiently compare the best rates between USDA and FHA loans available today. This tool aids in evaluating the income, credit score threshold, reserve requirements, and essential documentation necessary to qualify. Utilizing our advanced mortgage calculator, you can analyze USDA, FHA, Conforming, and VA options in parallel, helping you determine the most suitable financing program for your unique financial scenario in . This methodical approach allows for informed decision-making backed by comprehensive insights.
2025 Loan Limits and Down Payment Criteria in Blair, County of Blair, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Avenues in Blair, PA
The objective of Lendersa® is to secure the optimal USDA or FHA loan for you efficiently and without hassle. Choose from three paths that each link you to matching lenders and USDA loan programs designed to suit your specific needs.
A USDA home loan, secured by the government through the Department of Agriculture—also known as a USDA rural development loan or USDA mortgage—is specifically available for rural communities. This type of loan is attractive because, unlike FHA loans which require a minimum of 3.5% down payment, USDA loans do not necessitate any down payment, thus providing considerable financial relief for eligible borrowers.
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