USDA and FHA Pro and Con in Ardmore, Montgomery County, PA

For the year 2025, the USDA loan limit in Ardmore, located in the county of Montgomery, PA, stands at $381,800. In contrast, the FHA limit for a single-family home is set at $529,000.

Take advantage of Lendersa®'s USDA loan calculator to compare today's top rates for USDA versus FHA loans. Determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA programs side by side to assist you in selecting the best fit for your financial needs in Alabama.

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Exploring 2025 Loan Limits and Down Payment Needs in Ardmore, Montgomery, PA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Ardmore, PA

At Lendersa®, our goal is to swiftly secure the best USDA or FHA loan without hassle. Choose from three starting points that connect you with suitable lenders and USDA loan programs designed for your requirements.

Lendersa loan request and results for USDA

Understanding USDA Loans in PA

A USDA home loan, supported by the Department of Agriculture and often referred to as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, a USDA loan requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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