USDA VS FHA in Bryn-Mawr, Montgomery County, PA

For the year 2025, in the area of Bryn-Mawr, located in Montgomery, PA, the USDA loan limit stands at $345,000. Conversely, the FHA loan limit for single-family homes is fixed at $431,250.

Leverage the Lendersa® USDA loan calculator to weigh today's top USDA versus FHA rates and ascertain the income, credit score, reserves, and necessary documents for qualification. Our mortgage calculator is crafted to show the USDA, FHA, Conforming, and VA options side-by-side, assisting you in identifying the optimal program, particularly in , to suit your financial needs.

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Loan ceilings and downpayment criteria for 2025 in Bryn-Mawr, Montgomery, PA

Loan Category Maximum Limit Down Payment
USDA $345,000 0%
FHA $431,250 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA loan avenues in Bryn-Mawr, PA

Lendersa® aims to expedite your access to the most competitive USDA or FHA loans effortlessly. Opt for one of three initial paths that lead to compatible lenders and tailored USDA loan options.

Snapshot of Lendersa USDA loan request and matching outcomes

Defining USDA Loans in PA

The USDA home loan, also recognized as the USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and available solely in rural settings. Unlike FHA loans demanding a minimum down payment of 3.5%, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Trinity Oaks Mortgage
  • 420 Century Way, Suite 100, Red Oak, TX, 75154
  • Trinity Oaks Mortgage, LLC supports Equal Housing Opportunity. When dealing with home financing, we are not only working with one of our client's largest personal financial investments; we also are handling one of their biggest dreams. Since we work with matters so close to the heart, we serve our clients from ours.
  • LTI Mortgage
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  • LTI Mortgage was built on Loyalty, Trust and Integrity. We feel that everyone who wants to own a home should own a home and get a fair deal in the process. We're Here to make sure you get the best mortgage loan possible at a great price. We're a small company with much less overhead than the bigger companies.
  • TSW Mortgage & Associates
  • 1801 N Hampton Rd, Suite 383, Desoto, TX, 75115
  • TSW Mortgage & Associates. I will be your dedicated mortgage professional to help guide you through your loan process. Please feel free to reach out to me at any time with your loan questions.Conventionl, FHA, ARM, USDA/RHS, VA, 203k, Jumbo, Interest Only, Fix & Flip, Investment, Hard Money, Reverse Mortgage & Home Equity
  • Grand Prairie Credit Union
  • 209 N. Center Street, Grand Prairie, TX, 75050
  • Grand Prairie Credit Union is located in Grand Prairie, TX, United States and is part of the Depository Credit Intermediation Industry. Grand Prairie Credit Union has 5 total employees across all of its locations and generates $551, 999 in sales (USD). (Employees figure is modelled).
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  • 1465 West Second Avenue, Corsicana, TX, 75110
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  • 250 FM 2821 Road West, Huntsville, TX, 77320
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  • 912 N Archer Avenue, Norton, KS, 67654
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  • Access Loans, Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.