USDA VS FHA in Bryn-Mawr, Montgomery County, PA

In 2025, USDA loan limit in Bryn-Mawr, county of Montgomery, PA is $345,000 while FHA limit is $431,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Bryn-Mawr, county of Montgomery, PA

Loan Type Loan Limit Down payment
USDA $345,000 0%
FHA $431,250 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Bryn-Mawr, PA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Pennsylvania?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Topside FCU
  • 17442 Dahlgren Road, Dahlgren, VA, 22448
  • Topside Federal Credit Union was federally chartered in 1961, and has grown into a full-service financial institution with total assets of over $400 million dollars. We value our members' trust, and work diligently to offer the financial services our members need and want. Our members' funds are federally insured by National Credit Union
  • Community Credit Union of New Milford, Inc.
  • 145c Danbury Rd, New Milford, CT, 06776
  • We are a savings and lending institution with over 40 years of experience. The Community Credit Union of New Milford was originally chartered as the Kimberly-Clark Employees Credit Union in 1959. In April of 2000, we officially opened our doors to the entire New Milford community.
  • Ulster Federal Credit Union
  • 127 Schwenk Drive, Kingston, NY, 12401
  • Ulster Federal Credit Union is a non-profit association of member owners whose goal is to provide a variety of financial services that feature benefits and advantages over those generally available from other banking sources and to encourage their use with the specific intent of helping our members improve their personal financial status.
  • Ulster Savings Bank
  • 180 Schwenk Drive, Kingston, NY, 12401
  • Ulster Savings Bank is more than just banking! We offer a full line of products and services for both personal and business such as insurance, payroll services, tax preparation and wealth management. business such as insurance, payrol A leader in community giving, Ulster Savings Bank is actively involved in the communities we serve
  • 786 Mortgage LLC
  • 8733 Ellis Mill Drive, Gainesville, VA, 20155
  • 786 Mortgage, LLC has established itself on the prompt provision of quality services and caters to a wide array of customers and businesses, alike. We take pride in offering one of the most competitive mortgage products ranging from purchasing, refinancing, construction loans and more.
  • Guthrie Community Credit Union
  • 104 N Elmer Avenue, Sayre, PA, 18840
  • Guthrie Community Credit Union is a member-owned, not-for-profit financial cooperative. GCCU is federally insured by NCUA and an Equal Housing Lender Guthrie Community Credit Union is a full-service financial institution based in Sayre, PA.Our Mission is to provide members with the highest quality financial services.
  • Bank of Millbrook
  • 3263 Franklin Ave., Millbrook, NY, 12545
  • Twenty years after its first business was founded, the Village of Millbrook needed a bank. The State of New York granted the Bank of Millbrook its charter on May 11, 1891, and seven days later we received our first customers on Franklin Avenue. Our first Board of Directors consisted of 15 prominent businessmen and residents of the community.
  • Zen Mortgage Group
  • 114 Hovatter Drive, Inwood, WV, 25428
  • Zen Mortgage Group(formerly Zen Loans Home of the Refi King Serving All Your Mortgage Needs! Licensed in WV, VA and MD Zen Loans has been in business since 1999 offering infinite options for all your refinancing and new mortgage needs. Contact us for a no obligation consultation. Plus, ask about all our low mortgage rates
  • ZenMortgage Group
  • 114 Hovatter Drive, Inwood, WV, 25428
  • www.zenloans.com 40+ Lenders to Get the Right Advice at the Right Time at the Best Price. Experience the Zen Loans Difference! We help borrowers in all types of scenarios with credit scores 500-850. Our Wholesale Rates beat our competitors Retail Rates and we have fast closings often in just 21 days or less.