In the year 2025, the USDA loan ceiling applicable in Avalon, located in Allegheny County, within PA, reaches $336,500. This is contrasted with the FHA loan limit, which is established at $472,030 for a single-family residence in the same area.
Leverage the Lendersa® USDA loan calculator to comprehensively compare today's optimal USDA and FHA rates. Assess the necessary income, credit score, reserves, along with required documents to qualify. By utilizing our sophisticated mortgage calculator, you will be able to view USDA, FHA, Conforming, and VA programs side by side, guiding you towards the best-fitting option for your financial needs in . This comparative analysis is critical for making informed decisions.
2025 Loan Limits & Down Payment Guidelines in Avalon, Allegheny County, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Examining USDA and FHA Loan Opportunities in Avalon, PA
The aim at Lendersa® is to streamline securing either the best USDA or FHA loan swiftly and efficiently. Choose from three different starting options to find matching lenders and explore available USDA loan programs. These options provide valuable insights into strategic financial solutions tailored to your needs.
USDA home loans, guaranteed by the U.S. Department of Agriculture, also referred to as USDA rural development loans or USDA mortgages, are available only in rural areas. These loans differ from FHA loans by requiring no down payment, whereas FHA demands at least a 3.5% down payment. This distinctive feature makes USDA loans particularly attractive for qualifying buyers.
Whether considering urban or rural living, understanding these options enables better-planned housing investments. Knowing which loan aligns with your personal and financial goals is essential, especially within the diverse landscape of PA.
In 1946, after numerous requests from Montezuma citizens, Melvin Arendt bid farewell to his brother, Louis, at Gibson Savings Bank and moved his family to Montezuma to start Peoples Savings Bank. Melvin was joined in the bank by his two sons Richard and Jim and son-in-law Bill Bolen. Jim later retired in July of 2001.
The Bank of Alma…we are your community bank. The Bank of Alma is an independent bank which gives us the ability to make decisions right here so you get the answers you need, when you need them! As a community bank, we work hard to develop products and services that work for the local people.
The Ware County School Employees Federal Credit Union was established in 1962. Our field of membership consists of employees and immediate family members of the Ware County Board of Education and Okefenokee RESA.
The mission of WCSEFCU is to provide the highest quality of financial services and customer service to support the financial needs
Penobscot County Federal Credit Union focuses on providing family style service and top notch consumer lending for the current and potential members of Penobscot County Federal Credit Union. Penobscot County Federal Credit Union has grown into a full service financial institution that has over 8, 000 members and assets over $53 million.
We are a locally owned and operated bank that opened for business on May 20, 2002. Gogebic Range Bank, NMLS #518712, is a full-service bank offering a complete line of deposit and loan products for both consumer and business customers. We currently employ over 30 people with a total banking experience exceeding 350 years.
South Georgia Banking Company is a full-service, independent, locally owned bank. Now in our 50th year of operation, SGBC provides a wide variety of banking services targeted primarily to the personal consumer, small business, and agricultural sectors. With locations in Tift, Colquitt, and Dooly counties, we take pride in the communities we serve.
Phelps County Bank is 100% owned by our employees through an Employee Stock Ownership Plan (ESOP). Our mission is to build relationships with purpose, integrity, and fairness through a commitment to teamwork, education, and growth - believing that contributions of time, talents, and service lead to a better community for all.
Riverways Federal Credit Union, you’ll have access to all the same services you would use at other financial institutions. The difference is that at Riverways Federal Credit Union, you’ll get a better deal, and you’ll receive better service and also We enjoy helping our members grow financially and work towards their long term goals.
Citizens Bank of the Midwest is a locally owned bank that is dedicated to building the communities we call home. We are committed to providing the best personalized service for all your financial needs. Stop by any of our three convenient locations and speak to our knowledgeable staff to start banking with us today.
"We are here to serve you by answering your questions and assisting you in a friendly, courteous manner as you navigate through the mortgage loan process.
We understand that you have many mortgage consultant options and are prepared to earn your long term trust. We are confident that you will quickly see how commited"
Ladysmith Federal Savings and Loan Association first opened its doors in 1934. We began with a small staff of only one whose main charter as an association was to provide mortgages, savings accounts, certificates of deposit and share loans.Today, Ladysmith Federal is a thriving, full-service financial institution with a staff of 12 and an active Bo
Farmers Savings Bank & Trust , we are only as strong as our communities. Part of Farmers Savings Bank & Trust ’s role as a community bank is help worthwhile community organizations improve our communities. Through hosting, sponsoring and supporting community events, Farmers Savings Bank & Trust strives to create towns that can thrive now and into t
