USDA and FHA Pro and Con in Avalon, Allegheny County, PA
In the year 2025, the USDA loan ceiling applicable in Avalon, located in Allegheny County, within PA, reaches $336,500. This is contrasted with the FHA loan limit, which is established at $472,030 for a single-family residence in the same area.
Leverage the Lendersa® USDA loan calculator to comprehensively compare today's optimal USDA and FHA rates. Assess the necessary income, credit score, reserves, along with required documents to qualify. By utilizing our sophisticated mortgage calculator, you will be able to view USDA, FHA, Conforming, and VA programs side by side, guiding you towards the best-fitting option for your financial needs in . This comparative analysis is critical for making informed decisions.
2025 Loan Limits & Down Payment Guidelines in Avalon, Allegheny County, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Examining USDA and FHA Loan Opportunities in Avalon, PA
The aim at Lendersa® is to streamline securing either the best USDA or FHA loan swiftly and efficiently. Choose from three different starting options to find matching lenders and explore available USDA loan programs. These options provide valuable insights into strategic financial solutions tailored to your needs.
USDA home loans, guaranteed by the U.S. Department of Agriculture, also referred to as USDA rural development loans or USDA mortgages, are available only in rural areas. These loans differ from FHA loans by requiring no down payment, whereas FHA demands at least a 3.5% down payment. This distinctive feature makes USDA loans particularly attractive for qualifying buyers.
Whether considering urban or rural living, understanding these options enables better-planned housing investments. Knowing which loan aligns with your personal and financial goals is essential, especially within the diverse landscape of PA.
1384 Old Freeport Road, Suite 3F, Pittsburgh, PA, 15238
Veritas Mortgage Services is a mortgage broker providing the highest level of customer service to home buyers. For nearly 15 years, we’ve helped buyers like you experience the magic of having your own place. We’ve earned our reputation as an honest, responsive and professional partner.
The North Districts CU was chartered in 1942 to serve the needs of ten school districts that have merged into four districts. On July 10, 2001 we were granted a community charter by the Department of Banking and will now be known as North Districts Community Credit Union. We continue to maintain our growth, with assets of $37 million dollars.
Hard money loans are commercial loans made to real estate investors to purchase and rehab or repair investment properties.Often called rehab loans, these loans are short term and are based on the value of real estate that has been collateralized for the loan. Hard money lenders have higher interest rates
"Visionary FCU was founded in November 1960 as Universal-Cyclops Bridgeville Federal Credit Union. We changed our name to Visionary FCU in 1997, and now serve members that live, work, go to school, or worship in Allegheny County, PA.
We are also a member of the Credit Union Shared Branch Network.
Mohsin Mortgage Corp. is a wholesale mortgage brokerage, designed to service your financial needs. We offer the best possible rates from the Federal Housing Administration. Specializing in Conventional, FHA, and VA loans, our experienced brokers will get you the best available mortgage rate
We are a full service credit union servicing nearly 15, 000 members. The philosophy of Tri Boro Federal Credit Union is to offer quality service and products to our members. Our belief is you do not have to pay high prices to deposit or access your own funds. We offer numerous financial services that hopefully will meet your every need.
Founded in 2020, but working and learning the mortgage industry since 2003, the key to success has been a combination of consistently offering the best products, pricing, and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity.
Priority Financial Services was incorporated in 2000 in Pittsburgh. The company is a mortgage brokerage firm involved in the origination of mortgages for residential, commercial and investment properties. The company is licensed by the Pennsylvania Department of Banking. All loan originators have passed the mortgage originator exam.
We provide customers with the best rates and have the process to purchase or refinance a home effortless. We are a full service mortgage broker. We are currently licensed in Pennsylvania and Georgia. We know one thing which is mortgages. That is what we specialize in and we go above and beyond for you. Call us now for a no obligation quote.
Heritage Federal Credit Union America was still recovering from the effects of the Great Depression. Credit union organizers all over the country had been working for more than a dozen years to spread the word to average workers that they could take more control of their financial lives by forming a credit union.
American Financial Mortgage Corporation is one of the oldest Mortgage Bankers in the state. Founded on the principle that everyone deserves to own their own home with financing they can afford, American Financial has done more to help individuals and families turn their dream into reality.
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
