USDA VS FHA in West-View, Allegheny County, PA

In 2025, the USDA loan cap in West-View, within the county of Allegheny, PA, is $285,000. In comparison, the FHA ceiling for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to compare today’s best USDA and FHA rates and determine the income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping you decide which program in is best for your financial situation.

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2025 Loan Limits and Down Payment Requirements in West-View, Allegheny, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Discover USDA and FHA Loan Options in West-View, PA

Lendersa® aims to secure the best possible USDA or FHA loan for you quickly, without hassle. Choose from one of three starting paths that match you with appropriate lenders and USDA loan programs.

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Understanding USDA Loans in PA

A USDA home loan, backed by the government Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that mandate a minimum of a 3.5% down payment, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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