USDA and FHA Pro and Con in Bethel-Park, Allegheny County, PA

In 2025, the USDA loan limit in Bethel-Park within Allegheny county, PA, is $285,000, while the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to compare the current leading USDA versus FHA rates and identify the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, aiding in the selection of the best program for your financial situation in .

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Loan Limits and Down Payment Requirements in 2025 for Bethel-Park, Allegheny, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Discovering USDA and FHA Loan Options in Bethel-Park, PA

Lendersa®'s objective is to swiftly secure the best USDA or FHA loan for you without trouble. Start by selecting one of three beginning options to connect with the appropriate lenders and USDA loan programs.

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An Overview of USDA Loans in PA

USDA home loans, also known as USDA mortgages or rural development loans, are guaranteed by the Department of Agriculture and are only available in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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