USDA and FHA Pro and Con in Allegheny, Cambria County, PA

For the year 2026, the USDA loan limit in Allegheny, county of Cambria, PA, is $336,500. Conversely, the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA rates. Establish the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator enables side-by-side comparison of USDA, FHA, Conforming, and VA options, assisting you in choosing the optimal program in for your financial needs.

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Loan Limits and Downpayment Requirements for 2026 in Allegheny, Cambria, PA

Loan Type Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loans in Allegheny, PA

Lendersa® is committed to swiftly securing the optimal USDA or FHA loan for you. Choose from three starting points to connect with lenders and explore USDA loan programs.

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Understanding USDA Loans in PA

A USDA home loan, secured by the government Department of Agriculture and also known as a USDA rural development loan, is offered only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, the USDA mortgage necessitates no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Citizens State Bank
  • 1238 Broad St, New Castle, IN, 47362
  • Our mission is to help our clients, co-workers, and communities succeed. Decisions are made locally. Deposits made with us stay in our communities, becoming funds for the loans and donations that fuel local economic development. Citizens State Bank is a fourth-generation family-owned community bank.

  • Farmers State Bank LaGrange, IN
  • 516 S. Detroit St, Lagrange, IN, 46761
  • Farmers State Bank began it’s tradition of Blue Button Banking way back in 1915 when the Stroh Banking Center opened their doors. We offer the most current products, services, and technology paired with friendly, dependable and trustworthy service to best help our neighbors succeed financially in the communities we serve.

  • Washington Trust Mortgage Company
  • 23 Broad Street, Westerly, RI, 02891
  • Washington Trust Mortgage Company LLC originates residential real estate mortgage loans, including construction, purchase and refinancing, through its offices in Massachusetts, Connecticut and Rhode Island. Our team of experienced mortgage professionals is dedicated to providing customized.

  • Westerly Community Credit Union
  • 122 Granite Street, Westerly, RI, 02891
  • "Started in 1948, Westerly Community Credit Union (WCCU) has grown to a $257 million financial institution with over 18,250 members. Our members are served by 65 employees via 4 branches in RI; 2 in Westerly, 1 in Richmond, and 1 in South Kingstown.

    Recently, the WCCU was awarded 'Best Places to Work 2018'​ by the Providence Business News"

  • Milestone Mortgage Solutions
  • 54 High Street, Westerly, RI, 02891
  • Milestone Mortgage Solutions offers borrowers a full spectrum of integrated loan processing, underwriting and direct lending services -- all under one roof. The result? Fast processing of residential mortgage applications, and a better overall experience for you! We offer conventional purchase and refinance home loans, VA, FHA, USDA-RD

  • Athol Savings Bank
  • 388 Main Street, Athol, MA, 01331
  • Athol Savings Bank is a mutual savings bank based in Athol, Massachusetts. Our goal is to be the financial foundation in our community; working harder, reaching higher and delivering strength, stability and security to our customers. As we move forward, Athol Savings Bank is committed to being “A Solutions Bank” for our customers.

  • Athol Credit Union
  • 513 Main St, Athol, MA, 01331
  • We were founded in 1930 as a member-owned, not-for-profit credit union with the goal of providing the highest quality banking products at the best possible prices, delivered with professional, one-on-one personal service. In 2015, we were designated as a Community Development Financial Institution by the U.S.

  • Huron Community Bank
  • 301 North Newman Street, East Tawas, MI, 48730
  • Huron Community Bank first opened its doors in 1927 under the name Peoples State Bank. The banks first location and legacy began on the corner of Newman and State Street in East Tawas, MI. That branch was located directly across the street from what is currently known as the banks' headquarters.