USDA VS FHA in Allegheny, Cambria County, PA

For the year 2025, the USDA loan limit in Allegheny, county of Cambria, PA, is $336,500. Conversely, the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA rates. Establish the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator enables side-by-side comparison of USDA, FHA, Conforming, and VA options, assisting you in choosing the optimal program in for your financial needs.

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Loan Limits and Downpayment Requirements for 2025 in Allegheny, Cambria, PA

Loan Type Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loans in Allegheny, PA

Lendersa® is committed to swiftly securing the optimal USDA or FHA loan for you. Choose from three starting points to connect with lenders and explore USDA loan programs.

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Understanding USDA Loans in PA

A USDA home loan, secured by the government Department of Agriculture and also known as a USDA rural development loan, is offered only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, the USDA mortgage necessitates no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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