USDA Vs. FHA your options comparison in Allegheny, Cambria County, PA

For the year 2025, the USDA loan limit in Allegheny, county of Cambria, PA, is $336,500. Conversely, the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA rates. Establish the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator enables side-by-side comparison of USDA, FHA, Conforming, and VA options, assisting you in choosing the optimal program in for your financial needs.

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Loan Limits and Downpayment Requirements for 2025 in Allegheny, Cambria, PA

Loan Type Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loans in Allegheny, PA

Lendersa® is committed to swiftly securing the optimal USDA or FHA loan for you. Choose from three starting points to connect with lenders and explore USDA loan programs.

Results of Lendersa USDA loan request matches

Understanding USDA Loans in PA

A USDA home loan, secured by the government Department of Agriculture and also known as a USDA rural development loan, is offered only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, the USDA mortgage necessitates no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Fourpath Mortgage
  • 4808 W Commercial Blvd., Spring Hill, FL, 33319
  • Fourpath Mortgage is led by a team who has been in the industry for over 20 years. As a mortgage firm, we offer a variety of mortgage products, from FHA to Jumbo loans. From our headquarters in Florida, we strive to meet the needs of our clients. We are financing neighborhoods and helping build communities.
  • AMERICAN MORTGAGE
  • 7071 W Commercial Blvd Suite 2F, Tamarac, FL, 33319
  • American Mortgage is a mortgage lender focusing on residential refinance loans. We have developed a terrific reputation in the Greater Seattle area and surrounding areas. Currently we are focusing on debt consolidation loans working to help borrowers reduce interest rate risk. We are currently only offering fixed rate mortgage loans.
  • Florida Home Mortgage Corp
  • 1949 Par Drive, Naples, FL, 34120
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Green Country FCU
  • 202 East Morrow Road, Sand Springs, OK, 74063
  • Green Country FCU Established in 1969 is a full-service credit union headquartered in Sand Springs. Green Country offers checking and savings accounts, credit cards, auto loans, mortgages, business accounts, and much more. Open to everyone in Creek, Okmulgee, Osage, Pawnee, Rogers, Tulsa and Wagoner Counties in Oklahoma
  • Flipper Loans LLC
  • 2787 E. Oakland Park Blvd, Fort Lauderdale, FL, 33306
  • At flipper Loans we design the program to fit your needs, not ours. We have programs for Wholesaler referrals, Fix and flip Investors and long term rental programs.We Make Hard Money Loans for Real Estate Investors, Simple and Fast and also We are a small local lender that services the entire country with loans to investors
  • LoKation® Real Estate
  • 2601 E Oakland Park Blvd, Suite 205, Fort Lauderdale, FL, 33306
  • At LoKation Real Estate, we empower individuals to live their legacy, not leave it. Our agents earn 100% on every transaction. No splits, no caps, no compromise. LoKation Real Estate is the premier full-service real estate firm delivering the highest level of service and marketing expertise in the South Florida real estate market.
  • American Independent Mortgage LLC
  • 3000 NE 30th Place, Suite 403, Fort Lauderdale, FL, 33306
  • American Independent Mortgage is an innovation-driven lender that is rapidly growing in the mortgage industry. Founded by a group of mortgage professionals, we have a long history of providing flexible and affordable mortgage solutions to help families, individuals and veterans improve their quality of life.
  • Clear Mortgage Lending Inc
  • 2881 East Oakland Park Blvd, Suite 420, Fort Lauderdale, FL, 33306
  • At Clear Mortgage Lending, Inc. our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you & your family from the many mortgage options