USDA Vs. FHA your options comparison in Allegheny, Westmoreland County, PA
For 2026, the USDA loan limit in Allegheny, located within the county of Westmoreland, PA, is $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today’s best USDA versus FHA rates and find out the required income, credit score, reserves, and documentation to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial circumstances in .
2026 Loan Limits and Down Payment Requirements in Allegheny, County of Westmoreland, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Allegheny, PA
The objective of Lendersa® is to swiftly and seamlessly connect you with the best possible USDA or FHA loans. Start by selecting one of three pathways that facilitate matching with lenders and accessing USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan, is limited to rural locations. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.
501 11th Street, Room 206, New Kensington, PA, 15068
Lends in Pennsylvania
The Allegheny Kiski Postal Federal Credit Union was originally founded in 1953 to provide service for New Kensington Postal workers. Although our membership has grown to over 2500 members, we still retain original members. We are now able to provide services to those who live, work, worship.
We pride ourselves in treating our customers fairly, respectfully and with a maximum effort to find the proper mortgage product that fits their needs. Part of our job is to help educate consumers regarding mortgages and credit in general. We have built our business on an 87% customer referral base.
Foxhill Mortgage, Inc are licensed by the Pennsylvania Department of Banking and registered with the National Mortgage Licensing System. This ensures that you are working with a reliable and trustworthy firm. For most people, buying a home is the largest investment they will make.
PPG & Associates Federal Credit Union is a non profit, member-owned organization dedicated to improving the economic well-being of our members by striving to provide a full range of financial services at the highest level of fairness and personal attention while maintaining an environment of stability and growth.
The Colfax Power Plant Employee Federal Credit Union has been providing services to its members for over 75 years. Established in 1939, we are a non-profit, member-owned, financial institution that is federally chartered and regulated by the Pennsylvania Department of Banking and federally insured by the National Credit Union Administration (NCUA).
Cheswick Atomic Division Federal Credit Union has been open since 1962. The credit union has assets totaling $6.55 Million and provides banking services to more than 500 members.
The credit union is a manufacturing employee-based credit union. Membership is also open to immediate family of current members.
We have one mission, to make it simple, make it faster, make it cheaper. By design, we are always learning and improving our process. We strive to make the mortgage process effortless. We believe in constant employee training to improve the client experience. We know our stuff! In addition to the production side
Allegheny Valley Federal Credit Union provides and promotes the use of a variety of financial services which feature particular benefits and advantages over those generally available from other banking sources, with the specific intent of helping members gain some particular measure of personal financial success.
1384 Old Freeport Road, Suite 3F, Pittsburgh, PA, 15238
Lends in Pennsylvania
Veritas Mortgage Services is a mortgage broker providing the highest level of customer service to home buyers. For nearly 15 years, we’ve helped buyers like you experience the magic of having your own place. We’ve earned our reputation as an honest, responsive and professional partner.
