USDA VS FHA in Cresson, Cambria County, PA

For the year 2025, the USDA loan limit in Cresson, Cambria county, PA is set at $336,500. In contrast, the FHA loan limit for a single-family home is $472,030.

Utilize the USDA loan calculator from Lendersa® to compare today's USDA versus FHA optimal rates. Determine the required income, credit score, savings, and necessary paperwork for qualification. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best option in for your individual financial situation.

Examine loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Cresson, Cambria County, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Cresson, PA

The objective of Lendersa® is to swiftly and effortlessly secure the finest USDA or FHA loans for you. Choose one of three initial paths to find matching lenders and USDA loan programs.

Lendersa USDA loan query and matching outcomes

Understanding USDA Loans in PA

A USDA home loan is secured by the government through the Department of Agriculture, often referred to as a USDA rural development or mortgage loan, available solely in rural zones. Unlike FHA loans, which necessitate a down payment of at least 3.5%, a USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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