USDA Loan Vs. FHA loan pro & con Cresson, Cambria County, PA

For the year 2025, the USDA loan limit in Cresson, Cambria county, PA is set at $336,500. In contrast, the FHA loan limit for a single-family home is $472,030.

Utilize the USDA loan calculator from Lendersa® to compare today's USDA versus FHA optimal rates. Determine the required income, credit score, savings, and necessary paperwork for qualification. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best option in for your individual financial situation.

Available USDA and FHA Loan Options in Cresson, PA

The objective of Lendersa® is to swiftly and effortlessly secure the finest USDA or FHA loans for you. Choose one of three initial paths to find matching lenders and USDA loan programs.

Lendersa USDA loan query and matching outcomes

Understanding USDA Loans in PA

A USDA home loan is secured by the government through the Department of Agriculture, often referred to as a USDA rural development or mortgage loan, available solely in rural zones. Unlike FHA loans, which necessitate a down payment of at least 3.5%, a USDA mortgage requires no down payment at all.

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(804) 888-8020 Lender's profile and map Reviews Towne First Mortgage 4501 Cox Road, Suite 301, Glen Allen, VA, 23060 Towne First Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. Towne First Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available.
(609) 393-0046 Lender's profile and map Reviews New Jersey Law & Public Safety Credit Union 225 E State Street, Trenton, NJ, 08608 The New Jersey Law & Public Safety Credit Union is dedicated to helping those who serve us, their families & the surrounding communities. Please come back often and check out what we’re up to. Membership in N.J.L.& PS Credit Union is limited to employees and retirees of the Office of Law and Public Safety.
(740) 345-3494 Lender's profile and map Reviews First Federal Savings Bank 2 North 2nd Street, Newark, OH, 43055 We know what it means to chase a dream with everything you have. At First Federal Savings, we make sure you start strong with a loan process that’s secure and transparent. We’re dreamers like you—so we’re ready to give you just what you need to focus on what matters most: the future you’re ready to build.
(888) 474-7275 Lender's profile and map Reviews Park Sterling Bank 50 North Third Street, Newark, OH, 43055 Park National Bank is a family of community banking teams that deliver an exceptional breadth and depth of resources to individuals and businesses, with a hands-on, personalized approach to service and strong local leadership that invests deeply in the places we live and work When you call us, we’ll recognize your voice. When you see us, we’ll be w
(740) 345-6608 Lender's profile and map Reviews TrueCore Federal Credit Union 215 Deo Dr, Newark, OH, 43055 At TrueCore Federal Credit Union, our mission is to enrich our community, and we’d love to serve you. We are member-owned, and our not-for-profit structure allows us to return excess earnings to those who bank with us in the form of better rates, lower fees, and more services. Those who reside, work, attend school, worship,
(614) 325-9944 Lender's profile and map Reviews BUCKEYE HOME LENDING, LLC 1281 W Main St, Newark, OH, 43055 Buckeye Home Lending is a Mortgage Lender in Newark, OH whose goal is to provide mortgage and loan services that alleviate stress and allow our clients to realize their dreams of home ownership. We focus on educating our clients and equipping them to make confident and informed decisions. Contact us today to learn more.
(740) 592-4441 Lender's profile and map Reviews The Hocking Valley Bank Stimson & Palmer Streets, Athens, OH, 45701 In 1963, there were no locally owned banks in Athens County. Six forward thinking area business professionals saw a need and came together to start an independent community bank based in Athens. On August 12, 1963, Hocking Valley Bank opened its doors for business. More than 50 years later, we are still committed to local leadership
(740) 597-2800 Lender's profile and map Reviews OUCU Financial 944 East State Street, Athens, OH, 45701 Ohio University Credit Union has been open since 1955. It's the 18th largest credit union in Ohio with assets totaling $476.96 Million and providing banking services to more than 26, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans
(856) 690-9100 Lender's profile and map Reviews Century Savings Bank 1376 W. Sherman Avenue, Vineland, NJ, 08360 Century Savings Bank has grown from a small building and loan association in Bridgeton, NJ with just a few thousand dollars, to a friendly, multi-million dollar financial force operating from a network of six branches throughout southern New Jersey with locations in Elmer, Gibbstown, Mullica Hill, Upper Deerfield Twp, and Vineland.
(856) 696-0767 Lender's profile and map Reviews Members 1st of NJ Federal Credit Union 37 West Landis Avenue, Vineland, NJ, 08360 Members 1st of NJ Federal Credit Union was formed in 1938 as the Cumberland Teachers Federal Credit Union. Our founders saw the need for a not-for-profit and democratically operated cooperative that would provide lower cost financial services, as well as represent the best financial interests of its members.
(856) 696-2525 Lender's profile and map Reviews Bay Atlantic Federal Credit Union 101 West Elmer Road, Vineland, NJ, 08360 BAFCU is a member owned, not for profit, financial cooperative chartered in 1939. We are dedicated to providing members with a full range of high-quality personal financial products and services at the lowest cost possible. We currently serve the employees and members of 200 local businesses and organizations.
(888) 616-6857 Lender's profile and map Reviews Savings Home Mortgage Limited Liability Company 22 Coates St, Suite 2C, Medford, NJ, 08055 Savings Home Mortgage LLC. was founded with the philosophy of low rates with great savings. Our goals are to provide mortgage consumers with low rates and fees while providing the most professional customer service. We utilize many lenders in order to offer you the most competitive rates and fees.