USDA and FHA Pro and Con in Cresson, Cambria County, PA

For the year 2026, the USDA loan limit in Cresson, Cambria county, PA is set at $336,500. In contrast, the FHA loan limit for a single-family home is $472,030.

Utilize the USDA loan calculator from Lendersa® to compare today's USDA versus FHA optimal rates. Determine the required income, credit score, savings, and necessary paperwork for qualification. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best option in for your individual financial situation.

Examine loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Cresson, Cambria County, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Cresson, PA

The objective of Lendersa® is to swiftly and effortlessly secure the finest USDA or FHA loans for you. Choose one of three initial paths to find matching lenders and USDA loan programs.

Lendersa USDA loan query and matching outcomes

Understanding USDA Loans in PA

A USDA home loan is secured by the government through the Department of Agriculture, often referred to as a USDA rural development or mortgage loan, available solely in rural zones. Unlike FHA loans, which necessitate a down payment of at least 3.5%, a USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Cresson Lenders

  • PennCrest BANK
  • 1201 12th Street, Altoona, PA, 16601
  • Lends in Pennsylvania
  • PennCrest BANK® has been a part of your community for more than a century. We've been here through good times and bad, but at no time has the need for a local, independent community bank like ours been greater than it is now.

    For financing a new home, saving for retirement, or just accessing your money quickly

  • AB Federal Credit Union
  • 871 30th Street, Altoona, PA, 16601
  • Lends in Pennsylvania
  • A B Federal Credit Union was chartered in 1962 under the name of Altoona Butterick Federal Credit Union in Altoona, PA. Today A B Federal Credit Union has expanded its field of membership to serve the employees and family of numerous local companies. A B Federal Credit Union is here to serve its members.

  • C-B-W Schools Federal Credit Union
  • 460 Locust Street, Sidman, PA, 15955
  • Lends in Pennsylvania
  • The C-B-W Schools Federal Credit Union is an independent financial cooperative chartered under federal law and operated for the benefit of its members, who share a common bond, and their families.

    Originally formed, in 1956, as a credit union for school employees, the board of directors has expanded the credit union’s.

  • Investment Savings Bank
  • 900 S. 16th Street, Altoona, PA, 16602
  • Lends in Pennsylvania
  • ISB offers a broad range of transactional services & deposit account options – from Back-To-Basics Checking & Passbook Savings to our signature Money Markets, CDs, & NOW Accounts; from conventional and ROTH IRAs to Education & Health Savings Accounts – all designed with the same goal in mind: to help get you from one “landmark event” to the next.

  • Your Choice Federal Credit Union
  • 109 Keystone Street, Altoona, PA, 16602
  • Lends in Pennsylvania
  • Your Choice Federal Credit Union has been open since 1957. The credit union has assets totaling $13.59 Million and provides banking services to more than 2, 000 members.

    The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,

  • Blair County Federal Credit Union
  • 3001 6th Avenue, Altoona, PA, 16602
  • Lends in Pennsylvania
  • The Blair County Federal Credit Union was established in 1953 by a group of railroad workers at the Juniata Locomotive Shops. Over the years, we have expanded our field of membership and seen several name changes. Throughout the changes our primary goal has remained the same, providing high quality services while taking the time to recognize

  • ARC Federal Credit Union
  • 1919 7th Avenue, Altoona, PA, 16602
  • Lends in Pennsylvania
  • Our credit union has been a fixture in the Altoona community since 1956. We were founded so members could provide loans and financial services to each other by pooling their funds when traditional financial institutions at that time would not serve them. For more than six decades, we’ve grown

  • American Pride Credit Union
  • 1431 Valley View Boulevard, Altoona, PA, 16602
  • Lends in Pennsylvania
  • The American Pride Credit Union Community credit union Established in 1932, we are a full service financial institution serving members who live, work worship or attend school in Blair & Bedford Counties in Pennsylvania. We provide low cost auto, home equity, personal, & mortage loans. We offer savings, checking investment & retirement accounts.

  • Altoona Area Employees Federal Credit Union
  • 908 Pleasant Valley Boulevard, Altoona, PA, 16602
  • Lends in Pennsylvania
  • Altoona Area Employees Federal Credit Union has been open since 1981. The credit union has assets totaling $17.58 Million and provides banking services to more than 2, 000 members.

    The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups